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9.00 Tf ET q 0 0 0 rg BT 52.50 313.96 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.00 313.96 Td (194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 313.96 Td (166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.65 313.96 Td (444) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.50 313.96 Td (416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 287.96 Td (Net operating income per diluted share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.75 287.96 Td (0.75) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 287.96 Td (0.56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.40 287.96 Td (1.61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.25 287.96 Td (1.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 274.96 Td (Net income per diluted share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.75 274.96 Td (0.72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 274.96 Td (0.62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.40 274.96 Td (1.64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.25 274.96 Td (1.54) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 272.45 232.15 Td (June 30,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 279.50 223.15 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 340.80 232.15 Td (December 31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 358.00 223.15 Td (2012) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 428.70 223.15 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 209.96 Td (Book value per share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.50 209.96 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.25 209.96 Td (44.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 209.96 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.25 209.96 Td (45.71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.65 209.96 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.15 209.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 209.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 196.96 Td (Book value per share excluding AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.25 196.96 Td (43.81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.25 196.96 Td (42.62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.65 196.96 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 196.96 Td (%) Tj ET Q BT /F2 10.00 Tf ET BT /F5 8.00 Tf ET q 0 0 0 rg BT 49.50 164.60 Td (\(a\) ) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 67.50 164.60 Td (Management ) Tj ET Q q 0 0 0 rg BT 110.86 164.60 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 135.12 164.60 Td (the ) Tj ET Q q 0 0 0 rg BT 146.49 164.60 Td (net ) Tj ET Q q 0 0 0 rg BT 157.86 164.60 Td (operating ) Tj ET Q q 0 0 0 rg BT 190.56 164.60 Td (income ) Tj ET Q q 0 0 0 rg BT 215.25 164.60 Td (financial ) Tj ET Q q 0 0 0 rg BT 245.29 164.60 Td (measur) Tj ET Q q 0 0 0 rg BT 268.55 164.60 Td (e ) Tj ET Q q 0 0 0 rg BT 273.69 164.60 Td (to ) Tj ET Q q 0 0 0 rg BT 281.51 164.60 Td (monitor ) Tj ET Q q 0 0 0 rg BT 308.44 164.60 Td (the ) Tj ET Q q 0 0 0 rg BT 319.80 164.60 Td (Company's ) Tj ET Q q 0 0 0 rg BT 356.89 164.60 Td (operations. ) Tj ET Q q 0 0 0 rg BT 394.70 164.60 Td ( ) Tj ET Q q 0 0 0 rg BT 396.30 164.60 Td (Please ) Tj ET Q q 0 0 0 rg BT 419.21 164.60 Td (r) Tj ET Q q 0 0 0 rg BT 422.03 164.60 Td (efer ) Tj ET Q q 0 0 0 rg BT 436.06 164.60 Td (to ) Tj ET Q q 0 0 0 rg BT 443.88 164.60 Td (Note ) Tj ET Q q 0 0 0 rg BT 460.58 164.60 Td (O ) Tj ET Q q 0 0 0 rg BT 467.95 164.60 Td (in ) Tj ET Q q 0 0 0 rg BT 475.77 164.60 Td (the ) Tj ET Q q 0 0 0 rg BT 487.14 164.60 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 531.40 164.60 Td (Financial ) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 67.50 155.00 Td (Statements ) Tj ET Q q 0 0 0 rg BT 104.16 155.00 Td (within ) Tj ET Q q 0 0 0 rg BT 126.16 155.00 Td (CNA's ) Tj ET Q q 0 0 0 rg BT 148.40 155.00 Td (Annual ) Tj ET Q q 0 0 0 rg BT 173.51 155.00 Td (Report ) Tj ET Q q 0 0 0 rg BT 197.29 155.00 Td (on ) Tj ET Q q 0 0 0 rg BT 207.29 155.00 Td (Form ) Tj ET Q q 0 0 0 rg BT 227.06 155.00 Td (10-K ) Tj ET Q q 0 0 0 rg BT 245.06 155.00 Td (for ) Tj ET Q q 0 0 0 rg BT 256.40 155.00 Td (the ) Tj ET Q q 0 0 0 rg BT 268.17 155.00 Td (year ) Tj ET Q q 0 0 0 rg BT 284.39 155.00 Td (ended ) Tj ET Q q 0 0 0 rg BT 305.49 155.00 Td (December ) Tj ET Q q 0 0 0 rg BT 340.36 155.00 Td (31, ) Tj ET Q q 0 0 0 rg BT 352.36 155.00 Td (2012 ) Tj ET Q q 0 0 0 rg BT 370.36 155.00 Td (for ) Tj ET Q q 0 0 0 rg BT 381.70 155.00 Td (further ) Tj ET Q q 0 0 0 rg BT 405.92 155.00 Td (discussion ) Tj ET Q q 0 0 0 rg BT 441.25 155.00 Td (of ) Tj ET Q q 0 0 0 rg BT 449.48 155.00 Td (this ) Tj ET Q q 0 0 0 rg BT 463.04 155.00 Td (measur) Tj ET Q q 0 0 0 rg BT 486.29 155.00 Td (e.) Tj ET Q endstream endobj 5 0 obj <> endobj 6 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (2) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 735.40 Td (Property ) Tj ET Q q 0 0 0 rg BT 90.64 735.40 Td (& ) Tj ET Q q 0 0 0 rg BT 101.96 735.40 Td (Casualty ) Tj ET Q q 0 0 0 rg BT 143.22 735.40 Td (Operations' ) Tj ET Q q 0 0 0 rg BT 196.22 735.40 Td (net ) Tj ET Q q 0 0 0 rg BT 212.42 735.40 Td (operating ) Tj ET Q q 0 0 0 rg BT 256.72 735.40 Td (income ) Tj ET Q q 0 0 0 rg BT 291.86 735.40 Td (was ) Tj ET Q q 0 0 0 rg BT 311.73 735.40 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 317.23 735.40 Td (258 ) Tj ET Q q 0 0 0 rg BT 336.49 735.40 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 368.27 735.40 Td ( ) Tj ET Q q 0 0 0 rg BT 371.03 735.40 Td (for ) Tj ET Q q 0 0 0 rg BT 386.62 735.40 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 402.82 735.40 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 433.36 735.40 Td ( ) Tj ET Q q 0 0 0 rg BT 436.12 735.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 470.03 735.40 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 481.95 735.40 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 503.95 735.40 Td ( ) Tj ET Q q 0 0 0 rg BT 506.71 735.40 Td (as ) Tj ET Q q 0 0 0 rg BT 518.64 735.40 Td (compared ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 722.20 Td (with ) Tj ET Q q 0 0 0 rg BT 71.56 722.20 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 77.06 722.20 Td (163 ) Tj ET Q q 0 0 0 rg BT 95.56 722.20 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 127.34 722.20 Td ( ) Tj ET Q q 0 0 0 rg BT 129.35 722.20 Td (in ) Tj ET Q q 0 0 0 rg BT 139.91 722.20 Td (the ) Tj ET Q q 0 0 0 rg BT 155.35 722.20 Td (prior ) Tj ET Q q 0 0 0 rg BT 178.73 722.20 Td (year ) Tj ET Q q 0 0 0 rg BT 199.67 722.20 Td (quarter) Tj ET Q q 0 0 0 rg BT 230.21 722.20 Td (. ) Tj ET Q q 0 0 0 rg BT 234.96 722.20 Td ( ) Tj ET Q q 0 0 0 rg BT 236.82 722.20 Td (This ) Tj ET Q q 0 0 0 rg BT 258.38 722.20 Td (increase ) Tj ET Q q 0 0 0 rg BT 296.41 722.20 Td (was ) Tj ET Q q 0 0 0 rg BT 315.52 722.20 Td (primarily ) Tj ET Q q 0 0 0 rg BT 358.46 722.20 Td (due ) Tj ET Q q 0 0 0 rg BT 376.34 722.20 Td (to ) Tj ET Q q 0 0 0 rg BT 386.90 722.20 Td (higher ) Tj ET Q q 0 0 0 rg BT 417.01 722.20 Td (net ) Tj ET Q q 0 0 0 rg BT 432.45 722.20 Td (investment ) Tj ET Q q 0 0 0 rg BT 482.72 722.20 Td (income, ) Tj ET Q q 0 0 0 rg BT 519.85 722.20 Td (improved ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 709.00 Td (current ) Tj ET Q q 0 0 0 rg BT 86.00 709.00 Td (accident ) Tj ET Q q 0 0 0 rg BT 127.50 709.00 Td (year ) Tj ET Q q 0 0 0 rg BT 151.29 709.00 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 212.97 709.00 Td (results ) Tj ET Q q 0 0 0 rg BT 246.54 709.00 Td (and ) Tj ET Q q 0 0 0 rg BT 267.28 709.00 Td (a ) Tj ET Q q 0 0 0 rg BT 277.02 709.00 Td (settlement ) Tj ET Q q 0 0 0 rg BT 327.09 709.00 Td (benefit ) Tj ET Q q 0 0 0 rg BT 362.49 709.00 Td (of ) Tj ET Q q 0 0 0 rg BT 376.51 709.00 Td ($30 ) Tj ET Q q 0 0 0 rg BT 397.86 709.00 Td (million ) Tj ET Q q 0 0 0 rg BT 434.50 709.00 Td (after) Tj ET Q q 0 0 0 rg BT 454.43 709.00 Td (-tax ) Tj ET Q q 0 0 0 rg BT 476.39 709.00 Td (related ) Tj ET Q q 0 0 0 rg BT 511.17 709.00 Td (to ) Tj ET Q q 0 0 0 rg BT 524.58 709.00 Td (workers' ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 695.80 Td (compensation ) Tj ET Q q 0 0 0 rg BT 113.44 695.80 Td (residual ) Tj ET Q q 0 0 0 rg BT 150.60 695.80 Td (market ) Tj ET Q q 0 0 0 rg BT 183.48 695.80 Td (litigation. ) Tj ET Q q 0 0 0 rg BT 228.28 695.80 Td ( ) Tj ET Q q 0 0 0 rg BT 230.45 695.80 Td (These ) Tj ET Q q 0 0 0 rg BT 259.06 695.80 Td (favorable ) Tj ET Q q 0 0 0 rg BT 302.93 695.80 Td (items ) Tj ET Q q 0 0 0 rg BT 329.10 695.80 Td (were ) Tj ET Q q 0 0 0 rg BT 352.81 695.80 Td (partially ) Tj ET Q q 0 0 0 rg BT 391.80 695.80 Td (of) Tj ET Q q 0 0 0 rg BT 400.76 695.80 Td (fset ) Tj ET Q q 0 0 0 rg BT 418.99 695.80 Td (by ) Tj ET Q q 0 0 0 rg BT 432.33 695.80 Td (lower ) Tj ET Q q 0 0 0 rg BT 459.71 695.80 Td (favorable ) Tj ET Q q 0 0 0 rg BT 503.58 695.80 Td (net ) Tj ET Q q 0 0 0 rg BT 519.36 695.80 Td (prior ) Tj ET Q q 0 0 0 rg BT 543.08 695.80 Td (year ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 682.60 Td (development, ) Tj ET Q q 0 0 0 rg BT 111.97 682.60 Td (including ) Tj ET Q q 0 0 0 rg BT 155.93 682.60 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 210.86 682.60 Td (development ) Tj ET Q q 0 0 0 rg BT 270.08 682.60 Td (of ) Tj ET Q q 0 0 0 rg BT 281.65 682.60 Td ($23 ) Tj ET Q q 0 0 0 rg BT 300.55 682.60 Td (million ) Tj ET Q q 0 0 0 rg BT 334.74 682.60 Td (after) Tj ET Q q 0 0 0 rg BT 354.67 682.60 Td (-tax ) Tj ET Q q 0 0 0 rg BT 374.17 682.60 Td (recorded ) Tj ET Q q 0 0 0 rg BT 415.05 682.60 Td (in ) Tj ET Q q 0 0 0 rg BT 426.01 682.60 Td (response ) Tj ET Q q 0 0 0 rg BT 466.90 682.60 Td (to ) Tj ET Q q 0 0 0 rg BT 477.87 682.60 Td (New ) Tj ET Q q 0 0 0 rg BT 500.68 682.60 Td (Y) Tj ET Q q 0 0 0 rg BT 507.53 682.60 Td (ork ) Tj ET Q q 0 0 0 rg BT 524.59 682.60 Td (workers' ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 669.40 Td (compensation ) Tj ET Q q 0 0 0 rg BT 114.72 669.40 Td (legislation. ) Tj ET Q q 0 0 0 rg BT 166.92 669.40 Td ( ) Tj ET Q q 0 0 0 rg BT 170.54 669.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 190.05 669.40 Td (written ) Tj ET Q q 0 0 0 rg BT 224.83 669.40 Td (premiums ) Tj ET Q q 0 0 0 rg BT 272.45 669.40 Td (grew ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 298.06 669.40 Td (7) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 303.56 669.40 Td (% ) Tj ET Q q 0 0 0 rg BT 316.34 669.40 Td (year ) Tj ET Q q 0 0 0 rg BT 338.89 669.40 Td (over ) Tj ET Q q 0 0 0 rg BT 362.06 669.40 Td (year) Tj ET Q q 0 0 0 rg BT 380.55 669.40 Td (, ) Tj ET Q q 0 0 0 rg BT 386.92 669.40 Td (driven ) Tj ET Q q 0 0 0 rg BT 418.65 669.40 Td (by ) Tj ET Q q 0 0 0 rg BT 433.27 669.40 Td (the ) Tj ET Q q 0 0 0 rg BT 450.33 669.40 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 502.23 669.40 Td (of ) Tj ET Q q 0 0 0 rg BT 515.01 669.40 Td (Hardy ) Tj ET Q q 0 0 0 rg BT 546.12 669.40 Td (and ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 656.20 Td (increased ) Tj ET Q q 0 0 0 rg BT 94.28 656.20 Td (rates ) Tj ET Q q 0 0 0 rg BT 117.79 656.20 Td (across ) Tj ET Q q 0 0 0 rg BT 148.03 656.20 Td (both ) Tj ET Q q 0 0 0 rg BT 170.34 656.20 Td (CNA) Tj ET Q q 0 0 0 rg BT 192.96 656.20 Td ( ) Tj ET Q q 0 0 0 rg BT 195.71 656.20 Td (Specialty ) Tj ET Q q 0 0 0 rg BT 239.39 656.20 Td (and ) Tj ET Q q 0 0 0 rg BT 258.02 656.20 Td (CNA) Tj ET Q q 0 0 0 rg BT 280.64 656.20 Td ( ) Tj ET Q q 0 0 0 rg BT 283.39 656.20 Td (Commercial.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 637.00 Td (Net ) Tj ET Q q 0 0 0 rg BT 68.70 637.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 113.05 637.00 Td (results ) Tj ET Q q 0 0 0 rg BT 144.59 637.00 Td (for ) Tj ET Q q 0 0 0 rg BT 160.23 637.00 Td (our ) Tj ET Q q 0 0 0 rg BT 177.71 637.00 Td (non-core ) Tj ET Q q 0 0 0 rg BT 219.62 637.00 Td (segments ) Tj ET Q q 0 0 0 rg BT 263.37 637.00 Td (decreased ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 309.54 637.00 Td ($43) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 326.04 637.00 Td ( ) Tj ET Q q 0 0 0 rg BT 328.86 637.00 Td (million ) Tj ET Q q 0 0 0 rg BT 363.46 637.00 Td (as ) Tj ET Q q 0 0 0 rg BT 375.43 637.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 421.62 637.00 Td (with ) Tj ET Q q 0 0 0 rg BT 443.99 637.00 Td (the ) Tj ET Q q 0 0 0 rg BT 460.24 637.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 484.44 637.00 Td (year ) Tj ET Q q 0 0 0 rg BT 506.19 637.00 Td (quarter) Tj ET Q q 0 0 0 rg BT 536.73 637.00 Td (. ) Tj ET Q q 0 0 0 rg BT 542.29 637.00 Td ( ) Tj ET Q q 0 0 0 rg BT 544.90 637.00 Td (The ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 623.80 Td (Life ) Tj ET Q q 0 0 0 rg BT 71.68 623.80 Td (& ) Tj ET Q q 0 0 0 rg BT 83.59 623.80 Td (Group ) Tj ET Q q 0 0 0 rg BT 115.05 623.80 Td (Non-Core ) Tj ET Q q 0 0 0 rg BT 162.40 623.80 Td (segment ) Tj ET Q q 0 0 0 rg BT 202.42 623.80 Td (was ) Tj ET Q q 0 0 0 rg BT 222.88 623.80 Td (adversely ) Tj ET Q q 0 0 0 rg BT 268.38 623.80 Td (af) Tj ET Q q 0 0 0 rg BT 276.73 623.80 Td (fected ) Tj ET Q q 0 0 0 rg BT 306.95 623.80 Td (by ) Tj ET Q q 0 0 0 rg BT 321.31 623.80 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 377.20 623.80 Td (morbidity ) Tj ET Q q 0 0 0 rg BT 423.94 623.80 Td (in ) Tj ET Q q 0 0 0 rg BT 435.85 623.80 Td (our ) Tj ET Q q 0 0 0 rg BT 453.87 623.80 Td (long ) Tj ET Q q 0 0 0 rg BT 476.79 623.80 Td (term ) Tj ET Q q 0 0 0 rg BT 500.30 623.80 Td (care ) Tj ET Q q 0 0 0 rg BT 521.97 623.80 Td (business, ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 610.60 Td (driven ) Tj ET Q q 0 0 0 rg BT 80.85 610.60 Td (by ) Tj ET Q q 0 0 0 rg BT 94.60 610.60 Td (an ) Tj ET Q q 0 0 0 rg BT 107.73 610.60 Td (increase ) Tj ET Q q 0 0 0 rg BT 146.51 610.60 Td (in ) Tj ET Q q 0 0 0 rg BT 157.82 610.60 Td (claim ) Tj ET Q q 0 0 0 rg BT 185.00 610.60 Td (volume.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 591.40 Td (Pretax ) Tj ET Q q 0 0 0 rg BT 80.38 591.40 Td (net ) Tj ET Q q 0 0 0 rg BT 96.09 591.40 Td (investment ) Tj ET Q q 0 0 0 rg BT 146.64 591.40 Td (income ) Tj ET Q q 0 0 0 rg BT 181.29 591.40 Td (increased ) Tj ET Q q 0 0 0 rg BT 225.10 591.40 Td (to ) Tj ET Q q 0 0 0 rg BT 235.93 591.40 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 241.43 591.40 Td (578 ) Tj ET Q q 0 0 0 rg BT 260.20 591.40 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 291.98 591.40 Td ( ) Tj ET Q q 0 0 0 rg BT 294.26 591.40 Td (for ) Tj ET Q q 0 0 0 rg BT 309.36 591.40 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 325.08 591.40 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 355.62 591.40 Td ( ) Tj ET Q q 0 0 0 rg BT 357.90 591.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 391.32 591.40 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 402.76 591.40 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 424.76 591.40 Td ( ) Tj ET Q q 0 0 0 rg BT 427.04 591.40 Td (as ) Tj ET Q q 0 0 0 rg BT 438.47 591.40 Td (compared ) Tj ET Q q 0 0 0 rg BT 484.12 591.40 Td (with ) Tj ET Q q 0 0 0 rg BT 505.95 591.40 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 511.45 591.40 Td (470 ) Tj ET Q q 0 0 0 rg BT 530.22 591.40 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 562.01 591.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 578.20 Td (in ) Tj ET Q q 0 0 0 rg BT 60.99 578.20 Td (the ) Tj ET Q q 0 0 0 rg BT 76.86 578.20 Td (prior ) Tj ET Q q 0 0 0 rg BT 100.68 578.20 Td (year ) Tj ET Q q 0 0 0 rg BT 122.04 578.20 Td (quarter) Tj ET Q q 0 0 0 rg BT 152.58 578.20 Td (. ) Tj ET Q q 0 0 0 rg BT 157.77 578.20 Td ( ) Tj ET Q q 0 0 0 rg BT 160.03 578.20 Td (The) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 177.13 578.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 179.34 578.20 Td (increase ) Tj ET Q q 0 0 0 rg BT 217.80 578.20 Td (was ) Tj ET Q q 0 0 0 rg BT 237.35 578.20 Td (primarily ) Tj ET Q q 0 0 0 rg BT 280.71 578.20 Td (driven ) Tj ET Q q 0 0 0 rg BT 311.25 578.20 Td (by ) Tj ET Q q 0 0 0 rg BT 324.68 578.20 Td (limited ) Tj ET Q q 0 0 0 rg BT 358.28 578.20 Td (partnership ) Tj ET Q q 0 0 0 rg BT 410.20 578.20 Td (investment ) Tj ET Q q 0 0 0 rg BT 460.91 578.20 Td (results. ) Tj ET Q q 0 0 0 rg BT 494.81 578.20 Td ( ) Tj ET Q q 0 0 0 rg BT 497.24 578.20 Td (Fixed ) Tj ET Q q 0 0 0 rg BT 524.73 578.20 Td (maturity ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 565.00 Td (securities ) Tj ET Q q 0 0 0 rg BT 94.40 565.00 Td (income ) Tj ET Q q 0 0 0 rg BT 129.64 565.00 Td (decreased ) Tj ET Q q 0 0 0 rg BT 175.86 565.00 Td (due ) Tj ET Q q 0 0 0 rg BT 194.60 565.00 Td (to ) Tj ET Q q 0 0 0 rg BT 206.02 565.00 Td (the ) Tj ET Q q 0 0 0 rg BT 222.32 565.00 Td (ef) Tj ET Q q 0 0 0 rg BT 230.66 565.00 Td (fect ) Tj ET Q q 0 0 0 rg BT 250.01 565.00 Td (of ) Tj ET Q q 0 0 0 rg BT 262.03 565.00 Td (investing ) Tj ET Q q 0 0 0 rg BT 305.23 565.00 Td (at ) Tj ET Q q 0 0 0 rg BT 316.03 565.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 343.93 565.00 Td (interest ) Tj ET Q q 0 0 0 rg BT 379.17 565.00 Td (rates, ) Tj ET Q q 0 0 0 rg BT 405.55 565.00 Td (partially ) Tj ET Q q 0 0 0 rg BT 445.06 565.00 Td (of) Tj ET Q q 0 0 0 rg BT 454.03 565.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 472.77 565.00 Td (by ) Tj ET Q q 0 0 0 rg BT 486.63 565.00 Td (a ) Tj ET Q q 0 0 0 rg BT 494.37 565.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 525.34 565.00 Td (invested ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 551.80 Td (asset ) Tj ET Q q 0 0 0 rg BT 74.13 551.80 Td (base.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 532.60 Td (Net ) Tj ET Q q 0 0 0 rg BT 67.52 532.60 Td (realized ) Tj ET Q q 0 0 0 rg BT 103.95 532.60 Td (investment ) Tj ET Q q 0 0 0 rg BT 153.86 532.60 Td (losses ) Tj ET Q q 0 0 0 rg BT 181.77 532.60 Td (were ) Tj ET Q q 0 0 0 rg BT 204.77 532.60 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 210.27 532.60 Td (10 ) Tj ET Q q 0 0 0 rg BT 222.91 532.60 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 254.69 532.60 Td ( ) Tj ET Q q 0 0 0 rg BT 256.32 532.60 Td (for ) Tj ET Q q 0 0 0 rg BT 270.78 532.60 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 285.85 532.60 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 316.40 532.60 Td ( ) Tj ET Q q 0 0 0 rg BT 318.03 532.60 Td (quarter ) Tj ET Q q 0 0 0 rg BT 350.81 532.60 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 361.60 532.60 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 383.60 532.60 Td ( ) Tj ET Q q 0 0 0 rg BT 385.24 532.60 Td (as ) Tj ET Q q 0 0 0 rg BT 396.03 532.60 Td (compared ) Tj ET Q q 0 0 0 rg BT 441.03 532.60 Td (with ) Tj ET Q q 0 0 0 rg BT 462.22 532.60 Td (net ) Tj ET Q q 0 0 0 rg BT 477.29 532.60 Td (realized ) Tj ET Q q 0 0 0 rg BT 513.73 532.60 Td (investment ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 519.40 Td (gains ) Tj ET Q q 0 0 0 rg BT 75.24 519.40 Td (of ) Tj ET Q q 0 0 0 rg BT 86.42 519.40 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 91.92 519.40 Td (14 ) Tj ET Q q 0 0 0 rg BT 104.94 519.40 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 136.72 519.40 Td ( ) Tj ET Q q 0 0 0 rg BT 138.74 519.40 Td (for ) Tj ET Q q 0 0 0 rg BT 153.59 519.40 Td (the ) Tj ET Q q 0 0 0 rg BT 169.04 519.40 Td (prior ) Tj ET Q q 0 0 0 rg BT 192.45 519.40 Td (year ) Tj ET Q q 0 0 0 rg BT 213.39 519.40 Td (quarter) Tj ET Q q 0 0 0 rg BT 244.10 519.40 Td (, ) Tj ET Q q 0 0 0 rg BT 248.87 519.40 Td (driven ) Tj ET Q q 0 0 0 rg BT 278.99 519.40 Td (by ) Tj ET Q q 0 0 0 rg BT 292.01 519.40 Td (lower ) Tj ET Q q 0 0 0 rg BT 319.08 519.40 Td (realized ) Tj ET Q q 0 0 0 rg BT 355.90 519.40 Td (investment ) Tj ET Q q 0 0 0 rg BT 406.19 519.40 Td (gains ) Tj ET Q q 0 0 0 rg BT 431.43 519.40 Td (on ) Tj ET Q q 0 0 0 rg BT 444.45 519.40 Td (sales ) Tj ET Q q 0 0 0 rg BT 467.85 519.40 Td (of ) Tj ET Q q 0 0 0 rg BT 479.03 519.40 Td (securities, ) Tj ET Q q 0 0 0 rg BT 525.34 519.40 Td (partially ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 506.20 Td (of) Tj ET Q q 0 0 0 rg BT 58.96 506.20 Td (fset ) Tj ET Q q 0 0 0 rg BT 77.60 506.20 Td (by ) Tj ET Q q 0 0 0 rg BT 91.35 506.20 Td (lower ) Tj ET Q q 0 0 0 rg BT 119.14 506.20 Td (other) Tj ET Q q 0 0 0 rg BT 141.52 506.20 Td (-than-temporary ) Tj ET Q q 0 0 0 rg BT 215.74 506.20 Td (impairment ) Tj ET Q q 0 0 0 rg BT 269.20 506.20 Td (losses ) Tj ET Q q 0 0 0 rg BT 298.23 506.20 Td (recognized ) Tj ET Q q 0 0 0 rg BT 349.23 506.20 Td (in ) Tj ET Q q 0 0 0 rg BT 360.54 506.20 Td (earnings.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 487.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 61.40 487.00 Td (operty ) Tj ET Q q 0 0 0 rg BT 94.70 487.00 Td (& ) Tj ET Q q 0 0 0 rg BT 106.61 487.00 Td (Casualty ) Tj ET Q q 0 0 0 rg BT 150.92 487.00 Td (Operations) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 467.80 Td (W) Tj ET Q q 0 0 0 rg BT 64.38 467.80 Td (e ) Tj ET Q q 0 0 0 rg BT 71.61 467.80 Td (are ) Tj ET Q q 0 0 0 rg BT 87.39 467.80 Td (pleased ) Tj ET Q q 0 0 0 rg BT 122.71 467.80 Td (to ) Tj ET Q q 0 0 0 rg BT 133.62 467.80 Td (see ) Tj ET Q q 0 0 0 rg BT 150.01 467.80 Td (the ) Tj ET Q q 0 0 0 rg BT 165.79 467.80 Td (impact ) Tj ET Q q 0 0 0 rg BT 198.07 467.80 Td (of ) Tj ET Q q 0 0 0 rg BT 209.58 467.80 Td (our ) Tj ET Q q 0 0 0 rg BT 226.59 467.80 Td (ef) Tj ET Q q 0 0 0 rg BT 234.94 467.80 Td (forts ) Tj ET Q q 0 0 0 rg BT 257.44 467.80 Td (clearly ) Tj ET Q q 0 0 0 rg BT 289.71 467.80 Td (reflected ) Tj ET Q q 0 0 0 rg BT 330.53 467.80 Td (in ) Tj ET Q q 0 0 0 rg BT 341.43 467.80 Td (this ) Tj ET Q q 0 0 0 rg BT 359.67 467.80 Td (quarter's ) Tj ET Q q 0 0 0 rg BT 399.42 467.80 Td (results. ) Tj ET Q q 0 0 0 rg BT 433.24 467.80 Td ( ) Tj ET Q q 0 0 0 rg BT 435.58 467.80 Td (Our ) Tj ET Q q 0 0 0 rg BT 455.03 467.80 Td (second ) Tj ET Q q 0 0 0 rg BT 487.93 467.80 Td (quarter ) Tj ET Q q 0 0 0 rg BT 521.42 467.80 Td (and ) Tj ET Q q 0 0 0 rg BT 539.65 467.80 Td (year) Tj ET Q q 0 0 0 rg BT 558.35 467.80 Td (-) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 454.60 Td (to-date ) Tj ET Q q 0 0 0 rg BT 83.81 454.60 Td (P&C ) Tj ET Q q 0 0 0 rg BT 109.10 454.60 Td (accident ) Tj ET Q q 0 0 0 rg BT 149.01 454.60 Td (year ) Tj ET Q q 0 0 0 rg BT 171.22 454.60 Td (loss ) Tj ET Q q 0 0 0 rg BT 191.61 454.60 Td (ratios ) Tj ET Q q 0 0 0 rg BT 219.32 454.60 Td (ex ) Tj ET Q q 0 0 0 rg BT 232.98 454.60 Td (cats ) Tj ET Q q 0 0 0 rg BT 253.35 454.60 Td (and ) Tj ET Q q 0 0 0 rg BT 272.51 454.60 Td (development ) Tj ET Q q 0 0 0 rg BT 332.60 454.60 Td (improved ) Tj ET Q q 0 0 0 rg BT 378.03 454.60 Td (2.9 ) Tj ET Q q 0 0 0 rg BT 395.05 454.60 Td (and ) Tj ET Q q 0 0 0 rg BT 414.21 454.60 Td (2.4 ) Tj ET Q q 0 0 0 rg BT 431.23 454.60 Td (points ) Tj ET Q q 0 0 0 rg BT 461.40 454.60 Td (respectively ) Tj ET Q q 0 0 0 rg BT 517.82 454.60 Td (over ) Tj ET Q q 0 0 0 rg BT 540.63 454.60 Td (prior ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 441.40 Td (periods. ) Tj ET Q q 0 0 0 rg BT 88.39 441.40 Td ( ) Tj ET Q q 0 0 0 rg BT 91.65 441.40 Td (In ) Tj ET Q q 0 0 0 rg BT 104.08 441.40 Td (addition, ) Tj ET Q q 0 0 0 rg BT 146.14 441.40 Td (rate ) Tj ET Q q 0 0 0 rg BT 165.88 441.40 Td (continues ) Tj ET Q q 0 0 0 rg BT 211.30 441.40 Td (to ) Tj ET Q q 0 0 0 rg BT 223.12 441.40 Td (be ) Tj ET Q q 0 0 0 rg BT 236.76 441.40 Td (strong ) Tj ET Q q 0 0 0 rg BT 267.52 441.40 Td (and ) Tj ET Q q 0 0 0 rg BT 286.66 441.40 Td (we ) Tj ET Q q 0 0 0 rg BT 302.75 441.40 Td (are ) Tj ET Q q 0 0 0 rg BT 319.44 441.40 Td (delivering ) Tj ET Q q 0 0 0 rg BT 367.29 441.40 Td (top ) Tj ET Q q 0 0 0 rg BT 384.61 441.40 Td (line ) Tj ET Q q 0 0 0 rg BT 404.36 441.40 Td (growth, ) Tj ET Q q 0 0 0 rg BT 446.42 441.40 Td (said ) Tj ET Q q 0 0 0 rg BT 467.16 441.40 Td (Thomas ) Tj ET Q q 0 0 0 rg BT 505.86 441.40 Td (F) Tj ET Q q 0 0 0 rg BT 511.10 441.40 Td (. ) Tj ET Q q 0 0 0 rg BT 517.11 441.40 Td (Motamed, ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 428.20 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 96.13 428.20 Td (and ) Tj ET Q q 0 0 0 rg BT 114.76 428.20 Td (Chief ) Tj ET Q q 0 0 0 rg BT 141.95 428.20 Td (Executive ) Tj ET Q q 0 0 0 rg BT 188.68 428.20 Td (Of) Tj ET Q q 0 0 0 rg BT 200.08 428.20 Td (ficer ) Tj ET Q q 0 0 0 rg BT 222.98 428.20 Td (of ) Tj ET Q q 0 0 0 rg BT 234.89 428.20 Td (CNA) Tj ET Q q 0 0 0 rg BT 257.51 428.20 Td ( ) Tj ET Q q 0 0 0 rg BT 260.26 428.20 Td (Financial ) Tj ET Q q 0 0 0 rg BT 303.95 428.20 Td (Corporation.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 409.00 Td (W) Tj ET Q q 0 0 0 rg BT 64.38 409.00 Td (e ) Tj ET Q q 0 0 0 rg BT 71.71 409.00 Td (are ) Tj ET Q q 0 0 0 rg BT 87.59 409.00 Td (also ) Tj ET Q q 0 0 0 rg BT 107.75 409.00 Td (pleased ) Tj ET Q q 0 0 0 rg BT 143.18 409.00 Td (that ) Tj ET Q q 0 0 0 rg BT 162.13 409.00 Td (Standard ) Tj ET Q q 0 0 0 rg BT 203.67 409.00 Td (& ) Tj ET Q q 0 0 0 rg BT 214.68 409.00 Td (Poor's ) Tj ET Q q 0 0 0 rg BT 244.17 409.00 Td (recently ) Tj ET Q q 0 0 0 rg BT 282.04 409.00 Td (announced ) Tj ET Q q 0 0 0 rg BT 332.13 409.00 Td (that ) Tj ET Q q 0 0 0 rg BT 351.07 409.00 Td (it ) Tj ET Q q 0 0 0 rg BT 359.63 409.00 Td (had ) Tj ET Q q 0 0 0 rg BT 377.96 409.00 Td (upgraded ) Tj ET Q q 0 0 0 rg BT 421.33 409.00 Td (CNA's ) Tj ET Q q 0 0 0 rg BT 453.27 409.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 494.19 409.00 Td (strength ) Tj ET Q q 0 0 0 rg BT 532.08 409.00 Td (ratings ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 395.80 Td (to ) Tj ET Q q 0 0 0 rg BT 60.79 395.80 Td (A) Tj ET Q q 0 0 0 rg BT 68.13 395.80 Td ( ) Tj ET Q q 0 0 0 rg BT 71.00 395.80 Td (with ) Tj ET Q q 0 0 0 rg BT 93.42 395.80 Td (a ) Tj ET Q q 0 0 0 rg BT 101.18 395.80 Td (stable ) Tj ET Q q 0 0 0 rg BT 129.70 395.80 Td (outlook. ) Tj ET Q q 0 0 0 rg BT 168.94 395.80 Td ( ) Tj ET Q q 0 0 0 rg BT 171.60 395.80 Td (This ) Tj ET Q q 0 0 0 rg BT 194.02 395.80 Td (improves ) Tj ET Q q 0 0 0 rg BT 237.83 395.80 Td (our ) Tj ET Q q 0 0 0 rg BT 255.36 395.80 Td (competitive ) Tj ET Q q 0 0 0 rg BT 310.16 395.80 Td (position ) Tj ET Q q 0 0 0 rg BT 348.48 395.80 Td (and ) Tj ET Q q 0 0 0 rg BT 367.23 395.80 Td (validates ) Tj ET Q q 0 0 0 rg BT 409.20 395.80 Td (the ) Tj ET Q q 0 0 0 rg BT 425.51 395.80 Td (work ) Tj ET Q q 0 0 0 rg BT 450.98 395.80 Td (we ) Tj ET Q q 0 0 0 rg BT 466.68 395.80 Td (have ) Tj ET Q q 0 0 0 rg BT 490.31 395.80 Td (done ) Tj ET Q q 0 0 0 rg BT 514.57 395.80 Td (to ) Tj ET Q q 0 0 0 rg BT 525.99 395.80 Td (enhance ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 382.60 Td (our ) Tj ET Q q 0 0 0 rg BT 66.91 382.60 Td (financial ) Tj ET Q q 0 0 0 rg BT 107.63 382.60 Td (strength. ) Tj ET Q q 0 0 0 rg BT 148.06 382.60 Td ( ) Tj ET Q q 0 0 0 rg BT 150.14 382.60 Td (W) Tj ET Q q 0 0 0 rg BT 159.64 382.60 Td (e ) Tj ET Q q 0 0 0 rg BT 166.77 382.60 Td (are ) Tj ET Q q 0 0 0 rg BT 182.44 382.60 Td (encouraged ) Tj ET Q q 0 0 0 rg BT 235.38 382.60 Td (by ) Tj ET Q q 0 0 0 rg BT 248.62 382.60 Td (our ) Tj ET Q q 0 0 0 rg BT 265.53 382.60 Td (progress ) Tj ET Q q 0 0 0 rg BT 305.04 382.60 Td (yet ) Tj ET Q q 0 0 0 rg BT 320.72 382.60 Td (realize ) Tj ET Q q 0 0 0 rg BT 352.27 382.60 Td (that ) Tj ET Q q 0 0 0 rg BT 371.01 382.60 Td (we ) Tj ET Q q 0 0 0 rg BT 386.08 382.60 Td (have ) Tj ET Q q 0 0 0 rg BT 409.09 382.60 Td (more ) Tj ET Q q 0 0 0 rg BT 433.93 382.60 Td (work ) Tj ET Q q 0 0 0 rg BT 458.78 382.60 Td (to ) Tj ET Q q 0 0 0 rg BT 469.58 382.60 Td (do ) Tj ET Q q 0 0 0 rg BT 482.83 382.60 Td (to ) Tj ET Q q 0 0 0 rg BT 493.63 382.60 Td (improve ) Tj ET Q q 0 0 0 rg BT 532.53 382.60 Td (CNA's ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 369.40 Td (earnings ) Tj ET Q q 0 0 0 rg BT 90.01 369.40 Td (power) Tj ET Q q 0 0 0 rg BT 116.90 369.40 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 309.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 309.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 309.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 309.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 309.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 309.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 309.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 309.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 309.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 309.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 309.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 309.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 283.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 283.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 283.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 283.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 283.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 283.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 283.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 283.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 283.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 283.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 283.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 283.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 257.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 257.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 257.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 257.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 257.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 257.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 257.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 257.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 257.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 257.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 257.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 257.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 231.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 231.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 231.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 231.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 231.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 231.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 231.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 231.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 231.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 231.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 231.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 231.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 205.90 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 205.90 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 205.90 12.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 205.90 8.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 205.90 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 205.90 12.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 205.90 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 205.90 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 205.90 12.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 205.90 8.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 205.90 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 205.90 12.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 177.90 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 177.90 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 177.90 12.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 177.90 8.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 177.90 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 177.90 12.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 177.90 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 177.90 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 177.90 12.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 177.90 8.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 177.90 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 177.90 12.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 322.9 m 327.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 322.9 m 339.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 322.9 m 347.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 322.9 m 402.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 322.9 m 414.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 322.9 m 475.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 322.9 m 487.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 322.9 m 495.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 322.9 m 550.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 322.9 m 562.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 309.9 m 327.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 309.9 m 339.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 322.9 m 402.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 309.9 m 402.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 309.9 m 414.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 322.9 m 475.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 309.9 m 475.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 309.9 m 487.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 322.9 m 550.5 322.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 309.9 m 550.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 309.9 m 562.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 309.9 m 327.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 309.9 m 339.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 309.9 m 402.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 309.9 m 475.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 309.9 m 487.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 309.9 m 550.5 309.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 218.89999999999998 m 327.5 218.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 218.89999999999998 m 402.5 218.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 218.89999999999998 m 475.5 218.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 218.89999999999998 m 550.5 218.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 218.89999999999998 m 327.5 218.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 206.89999999999998 m 327.5 206.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 204.89999999999998 m 327.5 204.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 218.89999999999998 m 402.5 218.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 206.89999999999998 m 402.5 206.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 204.89999999999998 m 402.5 204.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 218.89999999999998 m 475.5 218.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 206.89999999999998 m 475.5 206.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 204.89999999999998 m 475.5 204.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 218.89999999999998 m 550.5 218.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 206.89999999999998 m 550.5 206.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 204.89999999999998 m 550.5 204.89999999999998 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 286.75 336.35 Td (Results for the Three Months) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 314.45 327.35 Td (Ended June 30) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 426.40 336.35 Td (Results for the Six Months Ended) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 476.10 327.35 Td (June 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 314.16 Td (\($ millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 296.50 314.30 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 371.50 314.30 Td (2012) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 444.50 314.30 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 519.50 314.30 Td (2012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 301.16 Td (Net written premiums) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 301.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.75 301.16 Td (1,720) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 301.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 301.16 Td (1,607) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 301.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 301.16 Td (3,496) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 301.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 301.16 Td (3,215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 65.00 288.16 Td (NWP) Tj ET Q q 0 0 0 rg BT 84.67 288.16 Td ( growth \(% year over year\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 288.16 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 288.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 288.16 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 288.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 288.16 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 288.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 288.16 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 288.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 275.16 Td (Net operating income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 275.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 275.16 Td (258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 275.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 275.16 Td (163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 275.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 275.16 Td (515) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 275.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 275.16 Td (434) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 249.16 Td (Loss ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 249.16 Td (68.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 249.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.25 249.16 Td (67.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 249.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 249.16 Td (67.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 249.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 249.16 Td (68.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 249.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 236.16 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.33 236.16 Td (fect of catastrophe impacts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 236.16 Td (\(3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 236.16 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.75 236.16 Td (\(4.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 236.16 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 236.16 Td (\(3.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 236.16 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.75 236.16 Td (\(3.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 236.16 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 223.16 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.33 223.16 Td (fect of development-related items) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 223.16 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 223.16 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.75 223.16 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.75 223.16 Td (3.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 210.16 Td (Loss ratio excluding catastrophes and development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 210.16 Td (64.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 210.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.25 210.16 Td (67.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 210.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 210.16 Td (65.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 210.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 210.16 Td (68.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 210.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 182.36 Td (Combined ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.75 182.36 Td (101.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 182.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 182.36 Td (101.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 182.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 182.36 Td (101.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 182.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 182.36 Td (101.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 182.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 168.36 Td (Combined ratio excluding catastrophes and development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 168.36 Td (97.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 168.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 168.36 Td (101.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 168.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 168.36 Td (99.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 168.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 168.36 Td (101.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 168.36 Td (%) Tj ET Q BT /F2 10.00 Tf ET endstream endobj 7 0 obj <> endobj 8 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (3) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 735.60 Td (Business ) Tj ET Q q 0 0 0 rg BT 93.10 735.60 Td (Operating ) Tj ET Q q 0 0 0 rg BT 144.13 735.60 Td (Highlights) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 716.40 Td (CNA) Tj ET Q q 0 0 0 rg BT 73.22 716.40 Td ( ) Tj ET Q q 0 0 0 rg BT 75.97 716.40 Td (Specialty) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 656.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 656.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 656.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 656.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 656.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 656.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 656.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 656.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 656.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 656.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 656.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 656.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 630.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 630.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 630.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 630.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 630.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 630.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 630.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 630.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 630.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 630.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 630.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 630.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 604.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 604.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 604.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 604.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 604.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 604.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 604.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 604.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 604.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 604.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 604.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 604.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 578.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 578.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 578.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 578.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 578.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 578.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 578.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 578.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 578.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 578.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 578.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 578.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 552.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 552.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 552.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 552.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 552.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 552.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 552.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 552.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 552.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 552.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 552.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 552.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 526.90 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 526.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 526.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 526.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 526.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 526.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 526.90 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 526.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 526.90 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 526.90 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 526.90 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 526.90 12.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 669.9 m 327.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 669.9 m 339.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 669.9 m 347.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 669.9 m 402.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 669.9 m 414.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 669.9 m 475.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 669.9 m 487.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 669.9 m 495.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 669.9 m 550.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 669.9 m 562.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 656.9 m 327.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 656.9 m 339.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 669.9 m 402.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 656.9 m 402.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 656.9 m 414.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 669.9 m 475.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 656.9 m 475.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 656.9 m 487.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 669.9 m 550.5 669.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 656.9 m 550.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 656.9 m 562.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 656.9 m 327.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 656.9 m 402.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 656.9 m 414.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 656.9 m 475.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 656.9 m 550.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 656.9 m 562.5 656.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 565.9 m 327.5 565.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 553.9 m 327.5 553.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 551.9 m 327.5 551.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 565.9 m 402.5 565.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 553.9 m 402.5 553.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 551.9 m 402.5 551.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 565.9 m 475.5 565.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 553.9 m 475.5 553.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 551.9 m 475.5 551.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 565.9 m 550.5 565.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 553.9 m 550.5 553.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 551.9 m 550.5 551.9 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 286.75 683.35 Td (Results for the Three Months) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 314.45 674.35 Td (Ended June 30) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 426.40 683.35 Td (Results for the Six Months Ended) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 476.10 674.35 Td (June 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 661.16 Td (\($ millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 296.50 661.30 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 371.50 661.30 Td (2012) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 444.50 661.30 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 519.50 661.30 Td (2012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 648.16 Td (Net written premiums) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 648.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 648.16 Td (756) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 648.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 648.16 Td (718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 648.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 648.16 Td (1,559) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 648.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 648.16 Td (1,483) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 65.00 635.16 Td (NWP) Tj ET Q q 0 0 0 rg BT 84.67 635.16 Td ( growth \(% year over year\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 635.16 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 635.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 635.16 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 635.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 635.16 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 635.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 635.16 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 635.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 622.16 Td (Net operating income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 622.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 622.16 Td (148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 622.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 622.16 Td (106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 622.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 622.16 Td (288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 622.16 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 622.16 Td (238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 596.16 Td (Loss ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 596.16 Td (60.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 596.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.25 596.16 Td (62.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 596.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 596.16 Td (62.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 596.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 596.16 Td (64.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 596.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 583.16 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.33 583.16 Td (fect of catastrophe impacts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 583.16 Td (\(0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 583.16 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.75 583.16 Td (\(0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 583.16 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 583.16 Td (\(0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 583.16 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.75 583.16 Td (\(0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 583.16 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 570.16 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.33 570.16 Td (fect of development-related items) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 570.16 Td (5.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 570.16 Td (5.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.75 570.16 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.75 570.16 Td (3.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 557.16 Td (Loss ratio excluding catastrophes and development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 557.16 Td (65.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 557.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.25 557.16 Td (67.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 557.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 557.16 Td (66.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 557.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 557.16 Td (67.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 557.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 531.16 Td (Combined ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 531.16 Td (90.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 531.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.25 531.16 Td (94.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 531.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 531.16 Td (92.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 531.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 531.16 Td (95.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 531.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 518.16 Td (Combined ratio excluding catastrophes and development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 518.16 Td (95.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 518.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.25 518.16 Td (99.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 518.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 518.16 Td (96.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 518.16 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 518.16 Td (99.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 518.16 Td (%) Tj ET Q BT /F2 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 495.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 495.20 Td (Net ) Tj ET Q q 0 0 0 rg BT 85.82 495.20 Td (written ) Tj ET Q q 0 0 0 rg BT 118.92 495.20 Td (premiums ) Tj ET Q q 0 0 0 rg BT 164.86 495.20 Td (increased ) Tj ET Q q 0 0 0 rg BT 208.33 495.20 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 213.83 495.20 Td (38 ) Tj ET Q q 0 0 0 rg BT 226.77 495.20 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 258.55 495.20 Td ( ) Tj ET Q q 0 0 0 rg BT 260.49 495.20 Td (for ) Tj ET Q q 0 0 0 rg BT 275.25 495.20 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 290.63 495.20 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 321.18 495.20 Td ( ) Tj ET Q q 0 0 0 rg BT 323.12 495.20 Td (quarter ) Tj ET Q q 0 0 0 rg BT 356.21 495.20 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 367.31 495.20 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 389.31 495.20 Td ( ) Tj ET Q q 0 0 0 rg BT 391.25 495.20 Td (as ) Tj ET Q q 0 0 0 rg BT 402.35 495.20 Td (compared ) Tj ET Q q 0 0 0 rg BT 447.66 495.20 Td (with ) Tj ET Q q 0 0 0 rg BT 469.16 495.20 Td (the ) Tj ET Q q 0 0 0 rg BT 484.54 495.20 Td (prior ) Tj ET Q q 0 0 0 rg BT 507.86 495.20 Td (year ) Tj ET Q q 0 0 0 rg BT 528.73 495.20 Td (quarter) Tj ET Q q 0 0 0 rg BT 559.27 495.20 Td (. ) Tj ET Q q 0 0 0 rg BT 564.77 495.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 482.00 Td (This ) Tj ET Q q 0 0 0 rg BT 90.50 482.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 129.47 482.00 Td (was ) Tj ET Q q 0 0 0 rg BT 149.52 482.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 193.39 482.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 224.43 482.00 Td (by ) Tj ET Q q 0 0 0 rg BT 238.37 482.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 282.84 482.00 Td (rate. ) Tj ET Q q 0 0 0 rg BT 305.02 482.00 Td ( ) Tj ET Q q 0 0 0 rg BT 307.31 482.00 Td (A) Tj ET Q q 0 0 0 rg BT 314.44 482.00 Td (verage ) Tj ET Q q 0 0 0 rg BT 346.69 482.00 Td (rate ) Tj ET Q q 0 0 0 rg BT 366.11 482.00 Td (increased ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 410.58 482.00 Td (7%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 425.25 482.00 Td ( ) Tj ET Q q 0 0 0 rg BT 428.19 482.00 Td (for ) Tj ET Q q 0 0 0 rg BT 443.95 482.00 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 460.33 482.00 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 490.88 482.00 Td ( ) Tj ET Q q 0 0 0 rg BT 493.82 482.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 527.91 482.00 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 540.01 482.00 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 562.01 482.00 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 468.80 Td (as ) Tj ET Q q 0 0 0 rg BT 78.94 468.80 Td (compared ) Tj ET Q q 0 0 0 rg BT 124.09 468.80 Td (with ) Tj ET Q q 0 0 0 rg BT 145.43 468.80 Td (an ) Tj ET Q q 0 0 0 rg BT 157.59 468.80 Td (increase ) Tj ET Q q 0 0 0 rg BT 195.41 468.80 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 206.35 468.80 Td (5%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 221.01 468.80 Td ( ) Tj ET Q q 0 0 0 rg BT 222.80 468.80 Td (for ) Tj ET Q q 0 0 0 rg BT 237.40 468.80 Td (the ) Tj ET Q q 0 0 0 rg BT 252.62 468.80 Td (prior ) Tj ET Q q 0 0 0 rg BT 275.79 468.80 Td (year ) Tj ET Q q 0 0 0 rg BT 296.50 468.80 Td (quarter ) Tj ET Q q 0 0 0 rg BT 329.43 468.80 Td (for ) Tj ET Q q 0 0 0 rg BT 344.03 468.80 Td (the ) Tj ET Q q 0 0 0 rg BT 359.25 468.80 Td (policies ) Tj ET Q q 0 0 0 rg BT 395.25 468.80 Td (that ) Tj ET Q q 0 0 0 rg BT 413.53 468.80 Td (renewed ) Tj ET Q q 0 0 0 rg BT 452.56 468.80 Td (in ) Tj ET Q q 0 0 0 rg BT 462.90 468.80 Td (each ) Tj ET Q q 0 0 0 rg BT 484.83 468.80 Td (period. ) Tj ET Q q 0 0 0 rg BT 517.46 468.80 Td ( ) Tj ET Q q 0 0 0 rg BT 519.24 468.80 Td (Retention ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 455.60 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 79.91 455.60 Td (84%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 100.08 455.60 Td ( ) Tj ET Q q 0 0 0 rg BT 102.83 455.60 Td (and ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 121.46 455.60 Td (86%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 141.62 455.60 Td ( ) Tj ET Q q 0 0 0 rg BT 144.37 455.60 Td (was ) Tj ET Q q 0 0 0 rg BT 164.23 455.60 Td (achieved ) Tj ET Q q 0 0 0 rg BT 206.06 455.60 Td (in ) Tj ET Q q 0 0 0 rg BT 217.37 455.60 Td (each ) Tj ET Q q 0 0 0 rg BT 240.27 455.60 Td (period.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 436.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 436.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 85.89 436.40 Td (operating ) Tj ET Q q 0 0 0 rg BT 129.44 436.40 Td (income ) Tj ET Q q 0 0 0 rg BT 163.83 436.40 Td (increased ) Tj ET Q q 0 0 0 rg BT 207.36 436.40 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 212.86 436.40 Td (42 ) Tj ET Q q 0 0 0 rg BT 225.87 436.40 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 257.65 436.40 Td ( ) Tj ET Q q 0 0 0 rg BT 259.66 436.40 Td (for ) Tj ET Q q 0 0 0 rg BT 274.50 436.40 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 289.94 436.40 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 320.49 436.40 Td ( ) Tj ET Q q 0 0 0 rg BT 322.50 436.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 355.65 436.40 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 366.83 436.40 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 388.83 436.40 Td ( ) Tj ET Q q 0 0 0 rg BT 390.83 436.40 Td (as ) Tj ET Q q 0 0 0 rg BT 402.01 436.40 Td (compared ) Tj ET Q q 0 0 0 rg BT 447.38 436.40 Td (with ) Tj ET Q q 0 0 0 rg BT 468.95 436.40 Td (the ) Tj ET Q q 0 0 0 rg BT 484.39 436.40 Td (prior ) Tj ET Q q 0 0 0 rg BT 507.79 436.40 Td (year ) Tj ET Q q 0 0 0 rg BT 528.72 436.40 Td (quarter) Tj ET Q q 0 0 0 rg BT 559.26 436.40 Td (. ) Tj ET Q q 0 0 0 rg BT 564.76 436.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 423.20 Td (This ) Tj ET Q q 0 0 0 rg BT 90.31 423.20 Td (increase ) Tj ET Q q 0 0 0 rg BT 129.09 423.20 Td (was ) Tj ET Q q 0 0 0 rg BT 148.94 423.20 Td (primarily ) Tj ET Q q 0 0 0 rg BT 192.63 423.20 Td (due ) Tj ET Q q 0 0 0 rg BT 211.26 423.20 Td (to ) Tj ET Q q 0 0 0 rg BT 222.56 423.20 Td (higher ) Tj ET Q q 0 0 0 rg BT 253.42 423.20 Td (net ) Tj ET Q q 0 0 0 rg BT 269.60 423.20 Td (investment ) Tj ET Q q 0 0 0 rg BT 320.62 423.20 Td (income ) Tj ET Q q 0 0 0 rg BT 355.75 423.20 Td (and ) Tj ET Q q 0 0 0 rg BT 374.38 423.20 Td (improved ) Tj ET Q q 0 0 0 rg BT 419.29 423.20 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 478.86 423.20 Td (results.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 404.00 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 404.00 Td (The ) Tj ET Q q 0 0 0 rg BT 88.01 404.00 Td (combined ) Tj ET Q q 0 0 0 rg BT 134.29 404.00 Td (ratio ) Tj ET Q q 0 0 0 rg BT 157.36 404.00 Td (improved ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 202.42 404.00 Td (4.0) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 216.17 404.00 Td ( ) Tj ET Q q 0 0 0 rg BT 219.08 404.00 Td (points ) Tj ET Q q 0 0 0 rg BT 248.88 404.00 Td (for ) Tj ET Q q 0 0 0 rg BT 264.61 404.00 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 280.96 404.00 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 311.50 404.00 Td ( ) Tj ET Q q 0 0 0 rg BT 314.41 404.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 348.47 404.00 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 360.54 404.00 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 382.54 404.00 Td ( ) Tj ET Q q 0 0 0 rg BT 385.44 404.00 Td (as ) Tj ET Q q 0 0 0 rg BT 397.51 404.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 443.79 404.00 Td (with ) Tj ET Q q 0 0 0 rg BT 466.25 404.00 Td (the ) Tj ET Q q 0 0 0 rg BT 482.60 404.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 506.89 404.00 Td (year ) Tj ET Q q 0 0 0 rg BT 528.72 404.00 Td (quarter) Tj ET Q q 0 0 0 rg BT 559.26 404.00 Td (. ) Tj ET Q q 0 0 0 rg BT 564.76 404.00 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 390.80 Td (The ) Tj ET Q q 0 0 0 rg BT 88.27 390.80 Td (loss ) Tj ET Q q 0 0 0 rg BT 108.56 390.80 Td (ratio ) Tj ET Q q 0 0 0 rg BT 131.90 390.80 Td (improved ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 177.23 390.80 Td (1.6) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 190.98 390.80 Td ( ) Tj ET Q q 0 0 0 rg BT 194.15 390.80 Td (points, ) Tj ET Q q 0 0 0 rg BT 226.96 390.80 Td (due ) Tj ET Q q 0 0 0 rg BT 246.02 390.80 Td (primarily ) Tj ET Q q 0 0 0 rg BT 290.13 390.80 Td (to ) Tj ET Q q 0 0 0 rg BT 301.85 390.80 Td (an ) Tj ET Q q 0 0 0 rg BT 315.41 390.80 Td (improved ) Tj ET Q q 0 0 0 rg BT 360.74 390.80 Td (current ) Tj ET Q q 0 0 0 rg BT 395.06 390.80 Td (accident ) Tj ET Q q 0 0 0 rg BT 434.88 390.80 Td (year ) Tj ET Q q 0 0 0 rg BT 456.98 390.80 Td (loss ) Tj ET Q q 0 0 0 rg BT 477.27 390.80 Td (ratio. ) Tj ET Q q 0 0 0 rg BT 503.35 390.80 Td ( ) Tj ET Q q 0 0 0 rg BT 506.29 390.80 Td (The ) Tj ET Q q 0 0 0 rg BT 526.56 390.80 Td (expense ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 377.60 Td (ratio ) Tj ET Q q 0 0 0 rg BT 90.91 377.60 Td (improved ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 135.82 377.60 Td (2.4) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 149.57 377.60 Td ( ) Tj ET Q q 0 0 0 rg BT 152.32 377.60 Td (points, ) Tj ET Q q 0 0 0 rg BT 184.71 377.60 Td (primarily ) Tj ET Q q 0 0 0 rg BT 228.39 377.60 Td (due ) Tj ET Q q 0 0 0 rg BT 247.02 377.60 Td (to ) Tj ET Q q 0 0 0 rg BT 258.33 377.60 Td (the ) Tj ET Q q 0 0 0 rg BT 274.52 377.60 Td (impact ) Tj ET Q q 0 0 0 rg BT 307.20 377.60 Td (of ) Tj ET Q q 0 0 0 rg BT 319.11 377.60 Td (lower ) Tj ET Q q 0 0 0 rg BT 346.91 377.60 Td (expenses ) Tj ET Q q 0 0 0 rg BT 389.37 377.60 Td (and ) Tj ET Q q 0 0 0 rg BT 408.00 377.60 Td (a ) Tj ET Q q 0 0 0 rg BT 415.63 377.60 Td (higher ) Tj ET Q q 0 0 0 rg BT 446.48 377.60 Td (net ) Tj ET Q q 0 0 0 rg BT 462.67 377.60 Td (earned ) Tj ET Q q 0 0 0 rg BT 494.73 377.60 Td (premium ) Tj ET Q q 0 0 0 rg BT 537.20 377.60 Td (base.) Tj ET Q endstream endobj 9 0 obj <> endobj 10 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (4) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 735.60 Td (CNA) Tj ET Q q 0 0 0 rg BT 73.22 735.60 Td ( ) Tj ET Q q 0 0 0 rg BT 75.97 735.60 Td (Commer) Tj ET Q q 0 0 0 rg BT 117.31 735.60 Td (cial) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 676.10 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 676.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 676.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 676.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 676.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 676.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 676.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 676.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 676.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 676.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 676.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 676.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 650.10 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 650.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 650.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 650.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 650.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 650.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 650.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 650.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 650.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 650.10 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growth \(% year over year\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 654.36 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 654.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 654.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 654.36 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 654.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 654.36 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 654.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 654.36 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 654.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 641.36 Td (Net operating income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 641.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 641.36 Td (112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 641.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 641.36 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 641.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 641.36 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 641.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 641.36 Td (196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 615.36 Td (Loss ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 615.36 Td (76.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 615.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.25 615.36 Td (72.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 615.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 615.36 Td (74.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 615.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 615.36 Td (71.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 615.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 602.36 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.33 602.36 Td (fect of catastrophe impacts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 602.36 Td (\(7.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 602.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.75 602.36 Td (\(8.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 602.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 602.36 Td (\(5.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 602.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.75 602.36 Td (\(5.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 602.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 589.36 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.33 589.36 Td (fect of development-related items) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 589.36 Td (\(3.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 589.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 589.36 Td (2.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 589.36 Td (\(1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 589.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.75 589.36 Td (2.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 576.36 Td (Loss ratio excluding catastrophes and development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 576.36 Td (66.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 576.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.25 576.36 Td (67.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 576.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 576.36 Td (67.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 576.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.25 576.36 Td (68.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 576.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 548.56 Td (Combined ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.75 548.56 Td (111.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 548.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 548.56 Td (108.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 548.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 548.56 Td (109.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 548.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 548.56 Td (107.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 548.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 534.56 Td (Combined ratio excluding catastrophes and development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.75 534.56 Td (101.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.50 534.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 534.56 Td (102.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 534.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 534.56 Td (102.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 534.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 534.56 Td (104.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 534.56 Td (%) Tj ET Q BT /F2 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 511.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 511.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 85.72 511.40 Td (written ) Tj ET Q q 0 0 0 rg BT 118.72 511.40 Td (premiums ) Tj ET Q q 0 0 0 rg BT 164.55 511.40 Td (decreased ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 209.74 511.40 Td ($63) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 226.24 511.40 Td ( ) Tj ET Q q 0 0 0 rg BT 228.08 511.40 Td (million ) Tj ET Q q 0 0 0 rg BT 261.70 511.40 Td (for ) Tj ET Q q 0 0 0 rg BT 276.37 511.40 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 291.64 511.40 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 322.19 511.40 Td ( ) Tj ET Q q 0 0 0 rg BT 324.03 511.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 357.01 511.40 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 368.01 511.40 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 390.01 511.40 Td ( ) Tj ET Q q 0 0 0 rg BT 391.85 511.40 Td (as ) Tj ET Q q 0 0 0 rg BT 402.85 511.40 Td (compared ) Tj ET Q q 0 0 0 rg BT 448.06 511.40 Td (with ) Tj ET Q q 0 0 0 rg BT 469.45 511.40 Td (the ) Tj ET Q q 0 0 0 rg BT 484.73 511.40 Td (prior ) Tj ET Q q 0 0 0 rg BT 507.95 511.40 Td (year ) Tj ET Q q 0 0 0 rg BT 528.72 511.40 Td (quarter) Tj ET Q q 0 0 0 rg BT 559.26 511.40 Td (. ) Tj ET Q q 0 0 0 rg BT 564.76 511.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 498.20 Td (This ) Tj ET Q q 0 0 0 rg BT 90.13 498.20 Td (decrease ) Tj ET Q q 0 0 0 rg BT 130.55 498.20 Td (was ) Tj ET Q q 0 0 0 rg BT 150.23 498.20 Td (primarily ) Tj ET Q q 0 0 0 rg BT 193.74 498.20 Td (driven ) Tj ET Q q 0 0 0 rg BT 224.41 498.20 Td (by ) Tj ET Q q 0 0 0 rg BT 237.98 498.20 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 297.37 498.20 Td (actions ) Tj ET Q q 0 0 0 rg BT 331.10 498.20 Td (taken ) Tj ET Q q 0 0 0 rg BT 357.49 498.20 Td (in ) Tj ET Q q 0 0 0 rg BT 368.62 498.20 Td (certain ) Tj ET Q q 0 0 0 rg BT 401.12 498.20 Td (business ) Tj ET Q q 0 0 0 rg BT 440.97 498.20 Td (classes, ) Tj ET Q q 0 0 0 rg BT 476.83 498.20 Td (including ) Tj ET Q q 0 0 0 rg BT 520.96 498.20 Td (a ) Tj ET Q q 0 0 0 rg BT 528.41 498.20 Td (transfer ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 485.00 Td (of ) Tj ET Q q 0 0 0 rg BT 80.75 485.00 Td ($44 ) Tj ET Q q 0 0 0 rg BT 100.83 485.00 Td (million ) Tj ET Q q 0 0 0 rg BT 136.20 485.00 Td (of ) Tj ET Q q 0 0 0 rg BT 148.94 485.00 Td (in-force ) Tj ET Q q 0 0 0 rg BT 187.34 485.00 Td (business. ) Tj ET Q q 0 0 0 rg BT 230.95 485.00 Td ( ) Tj ET Q q 0 0 0 rg BT 234.28 485.00 Td (These ) Tj ET Q q 0 0 0 rg BT 264.13 485.00 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 324.53 485.00 Td (actions ) Tj ET Q q 0 0 0 rg BT 359.27 485.00 Td (were ) Tj ET Q q 0 0 0 rg BT 384.23 485.00 Td (partially ) Tj ET Q q 0 0 0 rg BT 424.46 485.00 Td (of) Tj ET Q q 0 0 0 rg BT 433.43 485.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 452.89 485.00 Td (by ) Tj ET Q q 0 0 0 rg BT 467.48 485.00 Td (continued ) Tj ET Q q 0 0 0 rg BT 514.44 485.00 Td (strong ) Tj ET Q q 0 0 0 rg BT 545.52 485.00 Td (rate ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 471.80 Td (increases. ) Tj ET Q q 0 0 0 rg BT 113.66 471.80 Td ( ) Tj ET Q q 0 0 0 rg BT 115.68 471.80 Td (A) Tj ET Q q 0 0 0 rg BT 122.81 471.80 Td (verage ) Tj ET Q q 0 0 0 rg BT 154.72 471.80 Td (rate ) Tj ET Q q 0 0 0 rg BT 173.80 471.80 Td (increased ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 217.92 471.80 Td (9%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 232.59 471.80 Td ( ) Tj ET Q q 0 0 0 rg BT 235.18 471.80 Td (for ) Tj ET Q q 0 0 0 rg BT 250.61 471.80 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 266.64 471.80 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 297.19 471.80 Td ( ) Tj ET Q q 0 0 0 rg BT 299.79 471.80 Td (quarter ) Tj ET Q q 0 0 0 rg BT 333.53 471.80 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 345.29 471.80 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 367.29 471.80 Td (, ) Tj ET Q q 0 0 0 rg BT 372.64 471.80 Td (as ) Tj ET Q q 0 0 0 rg BT 384.40 471.80 Td (compared ) Tj ET Q q 0 0 0 rg BT 430.36 471.80 Td (with ) Tj ET Q q 0 0 0 rg BT 452.51 471.80 Td (an ) Tj ET Q q 0 0 0 rg BT 465.49 471.80 Td (increase ) Tj ET Q q 0 0 0 rg BT 504.12 471.80 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 515.88 471.80 Td (7%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 530.54 471.80 Td ( ) Tj ET Q q 0 0 0 rg BT 533.14 471.80 Td (fo) Tj ET Q BT /F2 11.00 Tf ET 1 1 1 rg /GS0 gs 542.30 479.43 14.82 -10.00 re f /GS0 gs q 0 0 0 rg BT 542.30 471.80 Td (r ) Tj ET Q q 0 0 0 rg BT 548.56 471.80 Td (th) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 557.12 471.80 Td (e ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 458.60 Td (prior ) Tj ET Q q 0 0 0 rg BT 92.17 458.60 Td (year ) Tj ET Q q 0 0 0 rg BT 113.88 458.60 Td (quarter ) Tj ET Q q 0 0 0 rg BT 147.82 458.60 Td (for ) Tj ET Q q 0 0 0 rg BT 163.43 458.60 Td (the ) Tj ET Q q 0 0 0 rg BT 179.65 458.60 Td (policies ) Tj ET Q q 0 0 0 rg BT 216.65 458.60 Td (that ) Tj ET Q q 0 0 0 rg BT 235.93 458.60 Td (renewed ) Tj ET Q q 0 0 0 rg BT 275.97 458.60 Td (in ) Tj ET Q q 0 0 0 rg BT 287.32 458.60 Td (each ) Tj ET Q q 0 0 0 rg BT 310.25 458.60 Td (period. ) Tj ET Q q 0 0 0 rg BT 343.89 458.60 Td ( ) Tj ET Q q 0 0 0 rg BT 346.67 458.60 Td (Retention ) Tj ET Q q 0 0 0 rg BT 392.23 458.60 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 404.18 458.60 Td (75%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 424.34 458.60 Td ( ) Tj ET Q q 0 0 0 rg BT 427.13 458.60 Td (and ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 445.80 458.60 Td (77%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 465.96 458.60 Td ( ) Tj ET Q q 0 0 0 rg BT 468.74 458.60 Td (was ) Tj ET Q q 0 0 0 rg BT 488.64 458.60 Td (achieved ) Tj ET Q q 0 0 0 rg BT 530.51 458.60 Td (in ) Tj ET Q q 0 0 0 rg BT 541.85 458.60 Td (each ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 445.40 Td (period.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 426.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 426.20 Td (Net ) Tj ET Q q 0 0 0 rg BT 85.89 426.20 Td (operating ) Tj ET Q q 0 0 0 rg BT 129.44 426.20 Td (income ) Tj ET Q q 0 0 0 rg BT 163.83 426.20 Td (increased ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 207.36 426.20 Td ($55 ) Tj ET Q q 0 0 0 rg BT 225.87 426.20 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 257.65 426.20 Td ( ) Tj ET Q q 0 0 0 rg BT 259.66 426.20 Td (for ) Tj ET Q q 0 0 0 rg BT 274.50 426.20 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 289.94 426.20 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 320.49 426.20 Td ( ) Tj ET Q q 0 0 0 rg BT 322.50 426.20 Td (quarter ) Tj ET Q q 0 0 0 rg BT 355.65 426.20 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 366.83 426.20 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 388.83 426.20 Td ( ) Tj ET Q q 0 0 0 rg BT 390.83 426.20 Td (as ) Tj ET Q q 0 0 0 rg BT 402.01 426.20 Td (compared ) Tj ET Q q 0 0 0 rg BT 447.38 426.20 Td (with ) Tj ET Q q 0 0 0 rg BT 468.95 426.20 Td (the ) Tj ET Q q 0 0 0 rg BT 484.39 426.20 Td (prior ) Tj ET Q q 0 0 0 rg BT 507.79 426.20 Td (year ) Tj ET Q q 0 0 0 rg BT 528.72 426.20 Td (quarter) Tj ET Q q 0 0 0 rg BT 559.26 426.20 Td (. ) Tj ET Q q 0 0 0 rg BT 564.76 426.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 413.00 Td (This ) Tj ET Q q 0 0 0 rg BT 89.11 413.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 126.69 413.00 Td (was ) Tj ET Q q 0 0 0 rg BT 145.34 413.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 187.82 413.00 Td (due ) Tj ET Q q 0 0 0 rg BT 205.26 413.00 Td (to ) Tj ET Q q 0 0 0 rg BT 215.36 413.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 245.01 413.00 Td (net ) Tj ET Q q 0 0 0 rg BT 260.00 413.00 Td (investment ) Tj ET Q q 0 0 0 rg BT 309.82 413.00 Td (income, ) Tj ET Q q 0 0 0 rg BT 346.50 413.00 Td (the ) Tj ET Q q 0 0 0 rg BT 361.49 413.00 Td (settlement ) Tj ET Q q 0 0 0 rg BT 408.25 413.00 Td (benefit ) Tj ET Q q 0 0 0 rg BT 440.34 413.00 Td (of ) Tj ET Q q 0 0 0 rg BT 451.05 413.00 Td ($30 ) Tj ET Q q 0 0 0 rg BT 469.10 413.00 Td (million ) Tj ET Q q 0 0 0 rg BT 502.43 413.00 Td (and ) Tj ET Q q 0 0 0 rg BT 519.86 413.00 Td (improved ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 399.80 Td (current ) Tj ET Q q 0 0 0 rg BT 102.24 399.80 Td (accident ) Tj ET Q q 0 0 0 rg BT 141.97 399.80 Td (year ) Tj ET Q q 0 0 0 rg BT 163.99 399.80 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 223.90 399.80 Td (results. ) Tj ET Q q 0 0 0 rg BT 258.46 399.80 Td ( ) Tj ET Q q 0 0 0 rg BT 261.33 399.80 Td (These ) Tj ET Q q 0 0 0 rg BT 290.69 399.80 Td (favorable ) Tj ET Q q 0 0 0 rg BT 335.31 399.80 Td (items ) Tj ET Q q 0 0 0 rg BT 362.23 399.80 Td (were ) Tj ET Q q 0 0 0 rg BT 386.69 399.80 Td (partially ) Tj ET Q q 0 0 0 rg BT 426.44 399.80 Td (of) Tj ET Q q 0 0 0 rg BT 435.40 399.80 Td (fset ) Tj ET Q q 0 0 0 rg BT 454.37 399.80 Td (by ) Tj ET Q q 0 0 0 rg BT 468.47 399.80 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 524.09 399.80 Td (net ) Tj ET Q q 0 0 0 rg BT 540.62 399.80 Td (prior ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 386.60 Td (year ) Tj ET Q q 0 0 0 rg BT 89.73 386.60 Td (development ) Tj ET Q q 0 0 0 rg BT 149.35 386.60 Td (in ) Tj ET Q q 0 0 0 rg BT 160.71 386.60 Td (2013, ) Tj ET Q q 0 0 0 rg BT 188.26 386.60 Td (which ) Tj ET Q q 0 0 0 rg BT 217.95 386.60 Td (includes ) Tj ET Q q 0 0 0 rg BT 257.41 386.60 Td ($23 ) Tj ET Q q 0 0 0 rg BT 276.72 386.60 Td (million ) Tj ET Q q 0 0 0 rg BT 311.30 386.60 Td (after) Tj ET Q q 0 0 0 rg BT 331.23 386.60 Td (-tax ) Tj ET Q q 0 0 0 rg BT 351.13 386.60 Td (recorded ) Tj ET Q q 0 0 0 rg BT 392.41 386.60 Td (for ) Tj ET Q q 0 0 0 rg BT 408.04 386.60 Td (workers' ) Tj ET Q q 0 0 0 rg BT 448.26 386.60 Td (compensation ) Tj ET Q q 0 0 0 rg BT 512.16 386.60 Td (in ) Tj ET Q q 0 0 0 rg BT 523.52 386.60 Td (response ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 373.40 Td (to ) Tj ET Q q 0 0 0 rg BT 79.34 373.40 Td (legislation ) Tj ET Q q 0 0 0 rg BT 127.94 373.40 Td (related ) Tj ET Q q 0 0 0 rg BT 160.65 373.40 Td (to ) Tj ET Q q 0 0 0 rg BT 171.98 373.40 Td (the ) Tj ET Q q 0 0 0 rg BT 188.20 373.40 Td (New ) Tj ET Q q 0 0 0 rg BT 211.34 373.40 Td (Y) Tj ET Q q 0 0 0 rg BT 218.18 373.40 Td (ork ) Tj ET Q q 0 0 0 rg BT 235.63 373.40 Td (Fund ) Tj ET Q q 0 0 0 rg BT 261.03 373.40 Td (for ) Tj ET Q q 0 0 0 rg BT 276.63 373.40 Td (Reopened ) Tj ET Q q 0 0 0 rg BT 323.40 373.40 Td (Cases. ) Tj ET Q q 0 0 0 rg BT 354.59 373.40 Td ( ) Tj ET Q q 0 0 0 rg BT 357.17 373.40 Td (The ) Tj ET Q q 0 0 0 rg BT 377.05 373.40 Td (legal ) Tj ET Q q 0 0 0 rg BT 401.21 373.40 Td (settlement ) Tj ET Q q 0 0 0 rg BT 449.20 373.40 Td (benefit ) Tj ET Q q 0 0 0 rg BT 482.52 373.40 Td (is ) Tj ET Q q 0 0 0 rg BT 492.64 373.40 Td (reflected ) Tj ET Q q 0 0 0 rg BT 533.89 373.40 Td (within ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 360.20 Td (Other ) Tj ET Q q 0 0 0 rg BT 95.80 360.20 Td (revenues ) Tj ET Q q 0 0 0 rg BT 137.64 360.20 Td (and ) Tj ET Q q 0 0 0 rg BT 156.27 360.20 Td (is ) Tj ET Q q 0 0 0 rg BT 166.36 360.20 Td (not ) Tj ET Q q 0 0 0 rg BT 183.16 360.20 Td (included ) Tj ET Q q 0 0 0 rg BT 223.79 360.20 Td (in ) Tj ET Q q 0 0 0 rg BT 235.09 360.20 Td (the ) Tj ET Q q 0 0 0 rg BT 251.28 360.20 Td (combined ) Tj ET Q q 0 0 0 rg BT 297.41 360.20 Td (ratio.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 341.00 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 341.00 Td (The ) Tj ET Q q 0 0 0 rg BT 88.04 341.00 Td (combined ) Tj ET Q q 0 0 0 rg BT 134.36 341.00 Td (ratio ) Tj ET Q q 0 0 0 rg BT 157.46 341.00 Td (increased ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 201.93 341.00 Td (3.6) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 215.68 341.00 Td ( ) Tj ET Q q 0 0 0 rg BT 218.63 341.00 Td (points ) Tj ET Q q 0 0 0 rg BT 248.46 341.00 Td (for ) Tj ET Q q 0 0 0 rg BT 264.23 341.00 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 280.61 341.00 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 311.15 341.00 Td ( ) Tj ET Q q 0 0 0 rg BT 314.10 341.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 348.18 341.00 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 360.29 341.00 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 382.29 341.00 Td ( ) Tj ET Q q 0 0 0 rg BT 385.23 341.00 Td (as ) Tj ET Q q 0 0 0 rg BT 397.34 341.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 443.64 341.00 Td (with ) Tj ET Q q 0 0 0 rg BT 466.14 341.00 Td (the ) Tj ET Q q 0 0 0 rg BT 482.52 341.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 506.85 341.00 Td (year ) Tj ET Q q 0 0 0 rg BT 528.72 341.00 Td (quarter) Tj ET Q q 0 0 0 rg BT 559.26 341.00 Td (. ) Tj ET Q q 0 0 0 rg BT 564.76 341.00 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 327.80 Td (The ) Tj ET Q q 0 0 0 rg BT 87.50 327.80 Td (loss ) Tj ET Q q 0 0 0 rg BT 107.01 327.80 Td (ratio ) Tj ET Q q 0 0 0 rg BT 129.56 327.80 Td (increased ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 173.48 327.80 Td (3.6) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 187.23 327.80 Td ( ) Tj ET Q q 0 0 0 rg BT 189.63 327.80 Td (points, ) Tj ET Q q 0 0 0 rg BT 221.66 327.80 Td (primarily ) Tj ET Q q 0 0 0 rg BT 264.99 327.80 Td (due ) Tj ET Q q 0 0 0 rg BT 283.27 327.80 Td (to ) Tj ET Q q 0 0 0 rg BT 294.22 327.80 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 349.14 327.80 Td (net ) Tj ET Q q 0 0 0 rg BT 364.97 327.80 Td (prior ) Tj ET Q q 0 0 0 rg BT 388.75 327.80 Td (year ) Tj ET Q q 0 0 0 rg BT 410.07 327.80 Td (development, ) Tj ET Q q 0 0 0 rg BT 472.03 327.80 Td (including ) Tj ET Q q 0 0 0 rg BT 515.98 327.80 Td (a ) Tj ET Q q 0 0 0 rg BT 523.25 327.80 Td (4.2 ) Tj ET Q q 0 0 0 rg BT 539.40 327.80 Td (point ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 314.60 Td (impact ) Tj ET Q q 0 0 0 rg BT 100.82 314.60 Td (related ) Tj ET Q q 0 0 0 rg BT 133.63 314.60 Td (to ) Tj ET Q q 0 0 0 rg BT 145.08 314.60 Td (the ) Tj ET Q q 0 0 0 rg BT 161.41 314.60 Td (workers' ) Tj ET Q q 0 0 0 rg BT 201.71 314.60 Td (compensation ) Tj ET Q q 0 0 0 rg BT 265.70 314.60 Td (legislation ) Tj ET Q q 0 0 0 rg BT 314.42 314.60 Td (discussed ) Tj ET Q q 0 0 0 rg BT 359.47 314.60 Td (above, ) Tj ET Q q 0 0 0 rg BT 391.37 314.60 Td (partially ) Tj ET Q q 0 0 0 rg BT 430.91 314.60 Td (of) Tj ET Q q 0 0 0 rg BT 439.88 314.60 Td (fset ) Tj ET Q q 0 0 0 rg BT 458.65 314.60 Td (by ) Tj ET Q q 0 0 0 rg BT 472.54 314.60 Td (an ) Tj ET Q q 0 0 0 rg BT 485.81 314.60 Td (improved ) Tj ET Q q 0 0 0 rg BT 530.86 314.60 Td (current ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 301.40 Td (accident ) Tj ET Q q 0 0 0 rg BT 107.39 301.40 Td (year ) Tj ET Q q 0 0 0 rg BT 129.07 301.40 Td (loss ) Tj ET Q q 0 0 0 rg BT 148.94 301.40 Td (ratio.) Tj ET Q endstream endobj 11 0 obj <> endobj 12 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (5) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 741.60 Td (Hardy) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 682.10 293.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 682.10 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 682.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 682.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 682.10 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 551.50 682.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 656.10 293.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 656.10 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 656.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 656.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 656.10 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 551.50 656.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 630.10 293.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 630.10 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 630.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 630.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 630.10 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 551.50 630.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 604.10 293.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 604.10 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 604.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 604.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 604.10 95.00 -13.00 re f /GS0 gs 0.8 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 604.1 m 551.5 604.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 592.1 m 551.5 592.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 590.1 m 551.5 590.1 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 356.10 708.55 Td (Results for the Three) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 352.10 699.55 Td (Months Ended June 30) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 474.45 708.55 Td (Results for the Six) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 465.10 699.55 Td (Months Ended June 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 686.36 Td (\($ millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 387.50 686.50 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 500.50 686.50 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 673.36 Td (Net written premiums) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.00 673.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 673.36 Td (138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 673.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 673.36 Td (193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 660.36 Td (Net operating loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 660.36 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 660.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 660.36 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.00 660.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 634.36 Td (Loss ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 634.36 Td (53.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 634.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.25 634.36 Td (51.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.50 634.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 621.36 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.33 621.36 Td (fect of catastrophe impacts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 621.36 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.00 621.36 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 608.36 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.33 608.36 Td (fect of development-related items) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 608.36 Td (\(17.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 608.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.25 608.36 Td (\(10.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.00 608.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 595.36 Td (Loss ratio excluding catastrophes and development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 595.36 Td (36.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 595.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.25 595.36 Td (41.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.50 595.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 567.56 Td (Combined ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 567.56 Td (98.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 567.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.75 567.56 Td (101.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.50 567.56 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 554.36 Td (Combined ratio excluding catastrophes and development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 554.36 Td (81.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 554.36 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.25 554.36 Td (91.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.50 554.36 Td (%) Tj ET Q BT /F2 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 531.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 531.40 Td (Hardy) Tj ET Q q 0 0 0 rg BT 94.77 531.40 Td (, ) Tj ET Q q 0 0 0 rg BT 100.27 531.40 Td (a ) Tj ET Q q 0 0 0 rg BT 107.91 531.40 Td (specialized ) Tj ET Q q 0 0 0 rg BT 159.52 531.40 Td (Lloyd's ) Tj ET Q q 0 0 0 rg BT 194.81 531.40 Td (of ) Tj ET Q q 0 0 0 rg BT 206.72 531.40 Td (London ) Tj ET Q q 0 0 0 rg BT 243.69 531.40 Td (underwriter) Tj ET Q q 0 0 0 rg BT 294.56 531.40 Td (, ) Tj ET Q q 0 0 0 rg BT 300.06 531.40 Td (was ) Tj ET Q q 0 0 0 rg BT 319.92 531.40 Td (acquired ) Tj ET Q q 0 0 0 rg BT 360.53 531.40 Td (on ) Tj ET Q q 0 0 0 rg BT 374.28 531.40 Td (July ) Tj ET Q q 0 0 0 rg BT 395.37 531.40 Td (2, ) Tj ET Q q 0 0 0 rg BT 406.37 531.40 Td (2012.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 512.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 512.20 Td (Net ) Tj ET Q q 0 0 0 rg BT 85.92 512.20 Td (written ) Tj ET Q q 0 0 0 rg BT 119.11 512.20 Td (premiums ) Tj ET Q q 0 0 0 rg BT 165.14 512.20 Td (were ) Tj ET Q q 0 0 0 rg BT 188.54 512.20 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 194.04 512.20 Td (138 ) Tj ET Q q 0 0 0 rg BT 212.58 512.20 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 244.36 512.20 Td ( ) Tj ET Q q 0 0 0 rg BT 246.39 512.20 Td (for ) Tj ET Q q 0 0 0 rg BT 261.25 512.20 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 276.73 512.20 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 307.27 512.20 Td ( ) Tj ET Q q 0 0 0 rg BT 309.30 512.20 Td (quarter ) Tj ET Q q 0 0 0 rg BT 342.49 512.20 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 353.68 512.20 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 375.68 512.20 Td (. ) Tj ET Q q 0 0 0 rg BT 380.47 512.20 Td ( ) Tj ET Q q 0 0 0 rg BT 382.05 512.20 Td (A) Tj ET Q q 0 0 0 rg BT 389.18 512.20 Td (verage ) Tj ET Q q 0 0 0 rg BT 420.52 512.20 Td (rate ) Tj ET Q q 0 0 0 rg BT 439.04 512.20 Td (decreased ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 484.43 512.20 Td (1%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 499.10 512.20 Td ( ) Tj ET Q q 0 0 0 rg BT 501.13 512.20 Td (for ) Tj ET Q q 0 0 0 rg BT 515.99 512.20 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 531.46 512.20 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 562.01 512.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 499.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 101.90 499.00 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 113.81 499.00 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 135.81 499.00 Td ( ) Tj ET Q q 0 0 0 rg BT 138.56 499.00 Td (for ) Tj ET Q q 0 0 0 rg BT 154.14 499.00 Td (the ) Tj ET Q q 0 0 0 rg BT 170.32 499.00 Td (policies ) Tj ET Q q 0 0 0 rg BT 207.29 499.00 Td (that ) Tj ET Q q 0 0 0 rg BT 226.53 499.00 Td (renewed ) Tj ET Q q 0 0 0 rg BT 266.54 499.00 Td (in ) Tj ET Q q 0 0 0 rg BT 277.84 499.00 Td (the ) Tj ET Q q 0 0 0 rg BT 294.03 499.00 Td (period. ) Tj ET Q q 0 0 0 rg BT 327.63 499.00 Td ( ) Tj ET Q q 0 0 0 rg BT 330.38 499.00 Td (Retention ) Tj ET Q q 0 0 0 rg BT 375.90 499.00 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 387.82 499.00 Td (64%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 407.98 499.00 Td ( ) Tj ET Q q 0 0 0 rg BT 410.73 499.00 Td (was ) Tj ET Q q 0 0 0 rg BT 430.59 499.00 Td (achieved ) Tj ET Q q 0 0 0 rg BT 472.42 499.00 Td (in ) Tj ET Q q 0 0 0 rg BT 483.73 499.00 Td (the ) Tj ET Q q 0 0 0 rg BT 499.92 499.00 Td (period.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 479.80 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 479.80 Td (Results ) Tj ET Q q 0 0 0 rg BT 103.93 479.80 Td (for ) Tj ET Q q 0 0 0 rg BT 120.29 479.80 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 137.27 479.80 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 167.81 479.80 Td ( ) Tj ET Q q 0 0 0 rg BT 171.35 479.80 Td (quarter ) Tj ET Q q 0 0 0 rg BT 206.04 479.80 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 218.74 479.80 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 240.74 479.80 Td ( ) Tj ET Q q 0 0 0 rg BT 244.27 479.80 Td (included ) Tj ET Q q 0 0 0 rg BT 285.69 479.80 Td (pretax ) Tj ET Q q 0 0 0 rg BT 316.71 479.80 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 372.77 479.80 Td (net ) Tj ET Q q 0 0 0 rg BT 389.75 479.80 Td (prior ) Tj ET Q q 0 0 0 rg BT 414.67 479.80 Td (year ) Tj ET Q q 0 0 0 rg BT 437.13 479.80 Td (development ) Tj ET Q q 0 0 0 rg BT 497.49 479.80 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 510.19 479.80 Td ($14 ) Tj ET Q q 0 0 0 rg BT 530.22 479.80 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 562.00 479.80 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 466.60 Td (primarily ) Tj ET Q q 0 0 0 rg BT 113.62 466.60 Td (related ) Tj ET Q q 0 0 0 rg BT 148.22 466.60 Td (to ) Tj ET Q q 0 0 0 rg BT 161.46 466.60 Td (201) Tj ET Q q 0 0 0 rg BT 177.56 466.60 Td (1 ) Tj ET Q q 0 0 0 rg BT 187.74 466.60 Td (catastrophe ) Tj ET Q q 0 0 0 rg BT 242.51 466.60 Td (events, ) Tj ET Q q 0 0 0 rg BT 278.04 466.60 Td (including ) Tj ET Q q 0 0 0 rg BT 324.28 466.60 Td (the ) Tj ET Q q 0 0 0 rg BT 342.06 466.60 Td (Thailand ) Tj ET Q q 0 0 0 rg BT 385.84 466.60 Td (floods ) Tj ET Q q 0 0 0 rg BT 418.03 466.60 Td (and ) Tj ET Q q 0 0 0 rg BT 438.60 466.60 Td (the ) Tj ET Q q 0 0 0 rg BT 456.72 466.60 Td (New ) Tj ET Q q 0 0 0 rg BT 482.17 466.60 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 522.28 466.60 Td (L) Tj ET Q q 0 0 0 rg BT 528.39 466.60 Td (yttelton ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 453.40 Td (earthquake. ) Tj ET Q q 0 0 0 rg BT 121.75 453.40 Td ( ) Tj ET Q q 0 0 0 rg BT 124.30 453.40 Td (The ) Tj ET Q q 0 0 0 rg BT 144.15 453.40 Td (net ) Tj ET Q q 0 0 0 rg BT 160.34 453.40 Td (prior ) Tj ET Q q 0 0 0 rg BT 184.47 453.40 Td (year ) Tj ET Q q 0 0 0 rg BT 206.15 453.40 Td (development ) Tj ET Q q 0 0 0 rg BT 265.72 453.40 Td (included ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 306.34 453.40 Td ($2 ) Tj ET Q q 0 0 0 rg BT 320.09 453.40 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 351.87 453.40 Td ( ) Tj ET Q q 0 0 0 rg BT 354.62 453.40 Td (of ) Tj ET Q q 0 0 0 rg BT 366.54 453.40 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 421.82 453.40 Td (premium ) Tj ET Q q 0 0 0 rg BT 464.28 453.40 Td (development.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 434.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 434.20 Td (The ) Tj ET Q q 0 0 0 rg BT 87.30 434.20 Td (combined ) Tj ET Q q 0 0 0 rg BT 132.88 434.20 Td (ratio ) Tj ET Q q 0 0 0 rg BT 155.24 434.20 Td (excluding ) Tj ET Q q 0 0 0 rg BT 200.82 434.20 Td (catastrophes ) Tj ET Q q 0 0 0 rg BT 257.39 434.20 Td (and ) Tj ET Q q 0 0 0 rg BT 275.47 434.20 Td (prior ) Tj ET Q q 0 0 0 rg BT 299.06 434.20 Td (year ) Tj ET Q q 0 0 0 rg BT 320.19 434.20 Td (development ) Tj ET Q q 0 0 0 rg BT 379.21 434.20 Td (was ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 398.52 434.20 Td (81.0%) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 426.93 434.20 Td ( ) Tj ET Q q 0 0 0 rg BT 429.13 434.20 Td (for ) Tj ET Q q 0 0 0 rg BT 444.16 434.20 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 459.80 434.20 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 490.35 434.20 Td ( ) Tj ET Q q 0 0 0 rg BT 492.55 434.20 Td (quarter ) Tj ET Q q 0 0 0 rg BT 525.90 434.20 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 537.26 434.20 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 559.26 434.20 Td (. ) Tj ET Q q 0 0 0 rg BT 564.76 434.20 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 421.00 Td (The ) Tj ET Q q 0 0 0 rg BT 87.85 421.00 Td (loss ) Tj ET Q q 0 0 0 rg BT 107.72 421.00 Td (ratio ) Tj ET Q q 0 0 0 rg BT 130.63 421.00 Td (was ) Tj ET Q q 0 0 0 rg BT 150.48 421.00 Td (adversely ) Tj ET Q q 0 0 0 rg BT 195.38 421.00 Td (af) Tj ET Q q 0 0 0 rg BT 203.73 421.00 Td (fected ) Tj ET Q q 0 0 0 rg BT 233.34 421.00 Td (by ) Tj ET Q q 0 0 0 rg BT 247.09 421.00 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 302.37 421.00 Td (development, ) Tj ET Q q 0 0 0 rg BT 364.69 421.00 Td (as ) Tj ET Q q 0 0 0 rg BT 376.60 421.00 Td (discussed ) Tj ET Q q 0 0 0 rg BT 421.51 421.00 Td (above.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 384.60 Td (Life ) Tj ET Q q 0 0 0 rg BT 71.69 384.60 Td (& ) Tj ET Q q 0 0 0 rg BT 83.60 384.60 Td (Gr) Tj ET Q q 0 0 0 rg BT 96.84 384.60 Td (oup ) Tj ET Q q 0 0 0 rg BT 117.33 384.60 Td (Non-Cor) Tj ET Q q 0 0 0 rg BT 158.68 384.60 Td (e) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 328.10 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 328.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 328.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 328.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 328.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 328.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 328.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 328.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 328.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 328.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 328.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 328.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 302.10 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 302.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 302.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 302.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 302.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 302.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 302.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 302.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 302.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 302.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 302.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 302.10 12.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 341.1 m 327.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 341.1 m 339.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 341.1 m 347.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 341.1 m 402.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 341.1 m 414.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 341.1 m 475.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 341.1 m 487.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 341.1 m 550.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 341.1 m 562.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 328.1 m 327.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 328.1 m 339.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 341.1 m 402.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 328.1 m 402.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 341.1 m 414.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 328.1 m 414.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 341.1 m 475.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 328.1 m 475.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 341.1 m 487.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 328.1 m 487.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 341.1 m 495.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 341.1 m 550.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 328.1 m 550.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 341.1 m 562.5 341.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 328.1 m 562.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 328.1 m 327.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 328.1 m 402.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 328.1 m 475.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 328.1 m 550.5 328.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 328.1 m 562.5 328.1 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 286.75 354.55 Td (Results for the Three Months) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 314.45 345.55 Td (Ended June 30) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 434.05 354.55 Td (Results for the Six Months) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.45 345.55 Td (Ended June 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 332.36 Td (\($ millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 296.50 332.50 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 371.50 332.50 Td (2012) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 438.50 332.50 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 513.50 332.50 Td (2012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 319.36 Td (Operating revenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 319.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 319.36 Td (346) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 319.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 319.36 Td (356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 319.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 319.36 Td (695) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 319.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 319.36 Td (693) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 306.36 Td (T) Tj ET Q q 0 0 0 rg BT 57.87 306.36 Td (otal claims, benefits and expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 306.36 Td (424) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 306.36 Td (373) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 306.36 Td (796) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 306.36 Td (760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 293.36 Td (Net operating income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 293.36 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 293.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 293.36 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 293.36 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 293.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 293.36 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 293.36 Td (\)) Tj ET Q BT /F2 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 270.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 270.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 85.99 270.40 Td (operating ) Tj ET Q q 0 0 0 rg BT 129.64 270.40 Td (results ) Tj ET Q q 0 0 0 rg BT 160.47 270.40 Td (decreased ) Tj ET Q q 0 0 0 rg BT 205.94 270.40 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 211.44 270.40 Td (39 ) Tj ET Q q 0 0 0 rg BT 224.55 270.40 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 256.33 270.40 Td ( ) Tj ET Q q 0 0 0 rg BT 258.44 270.40 Td (for ) Tj ET Q q 0 0 0 rg BT 273.38 270.40 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 288.93 270.40 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 319.47 270.40 Td ( ) Tj ET Q q 0 0 0 rg BT 321.59 270.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 354.84 270.40 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 366.12 270.40 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 388.12 270.40 Td ( ) Tj ET Q q 0 0 0 rg BT 390.23 270.40 Td (as ) Tj ET Q q 0 0 0 rg BT 401.50 270.40 Td (compared ) Tj ET Q q 0 0 0 rg BT 446.98 270.40 Td (with ) Tj ET Q q 0 0 0 rg BT 468.65 270.40 Td (the ) Tj ET Q q 0 0 0 rg BT 484.20 270.40 Td (prior ) Tj ET Q q 0 0 0 rg BT 507.69 270.40 Td (year ) Tj ET Q q 0 0 0 rg BT 528.73 270.40 Td (quarter) Tj ET Q q 0 0 0 rg BT 559.27 270.40 Td (. ) Tj ET Q q 0 0 0 rg BT 564.77 270.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 257.20 Td (This ) Tj ET Q q 0 0 0 rg BT 90.58 257.20 Td (decrease ) Tj ET Q q 0 0 0 rg BT 131.46 257.20 Td (was ) Tj ET Q q 0 0 0 rg BT 151.59 257.20 Td (primarily ) Tj ET Q q 0 0 0 rg BT 195.55 257.20 Td (due ) Tj ET Q q 0 0 0 rg BT 214.45 257.20 Td (to ) Tj ET Q q 0 0 0 rg BT 226.03 257.20 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 281.59 257.20 Td (morbidity ) Tj ET Q q 0 0 0 rg BT 328.00 257.20 Td (in ) Tj ET Q q 0 0 0 rg BT 339.58 257.20 Td (our ) Tj ET Q q 0 0 0 rg BT 357.27 257.20 Td (long ) Tj ET Q q 0 0 0 rg BT 379.85 257.20 Td (term ) Tj ET Q q 0 0 0 rg BT 403.03 257.20 Td (care ) Tj ET Q q 0 0 0 rg BT 424.36 257.20 Td (business, ) Tj ET Q q 0 0 0 rg BT 467.42 257.20 Td (driven ) Tj ET Q q 0 0 0 rg BT 498.54 257.20 Td (by ) Tj ET Q q 0 0 0 rg BT 512.57 257.20 Td (an ) Tj ET Q q 0 0 0 rg BT 525.97 257.20 Td (increase ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 244.00 Td (in ) Tj ET Q q 0 0 0 rg BT 79.31 244.00 Td (claim ) Tj ET Q q 0 0 0 rg BT 106.49 244.00 Td (volume, ) Tj ET Q q 0 0 0 rg BT 144.98 244.00 Td (and ) Tj ET Q q 0 0 0 rg BT 163.62 244.00 Td (a ) Tj ET Q q 0 0 0 rg BT 171.25 244.00 Td (gain ) Tj ET Q q 0 0 0 rg BT 192.94 244.00 Td (on ) Tj ET Q q 0 0 0 rg BT 206.69 244.00 Td (a ) Tj ET Q q 0 0 0 rg BT 214.32 244.00 Td (life ) Tj ET Q q 0 0 0 rg BT 231.73 244.00 Td (settlement ) Tj ET Q q 0 0 0 rg BT 279.69 244.00 Td (contract ) Tj ET Q q 0 0 0 rg BT 317.86 244.00 Td (in ) Tj ET Q q 0 0 0 rg BT 329.16 244.00 Td (2012.) Tj ET Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (6) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 735.60 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 101.62 735.60 Td (& ) Tj ET Q q 0 0 0 rg BT 113.53 735.60 Td (Other) Tj ET Q q 0 0 0 rg BT 141.44 735.60 Td ( ) Tj ET Q q 0 0 0 rg BT 144.19 735.60 Td (Non-Cor) Tj ET Q q 0 0 0 rg BT 185.54 735.60 Td (e) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 680.10 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 680.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 680.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 680.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 680.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 680.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 680.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 680.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 680.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 680.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 680.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 680.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 654.10 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.50 654.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 654.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 654.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 654.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 654.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 654.10 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 654.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 654.10 12.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 654.10 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 654.10 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.50 654.10 12.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 693.1 m 327.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 693.1 m 339.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 693.1 m 347.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 693.1 m 402.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 693.1 m 414.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 693.1 m 475.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 693.1 m 487.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 693.1 m 550.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 693.1 m 562.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 680.1 m 327.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 680.1 m 339.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 693.1 m 402.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 680.1 m 402.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 680.1 m 414.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 693.1 m 475.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 680.1 m 475.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 693.1 m 487.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 680.1 m 487.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 693.1 m 495.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 693.1 m 550.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 680.1 m 550.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 693.1 m 562.5 693.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 680.1 m 562.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272.5 680.1 m 327.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 680.1 m 402.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 680.1 m 475.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 680.1 m 550.5 680.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550.5 680.1 m 562.5 680.1 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 286.75 706.55 Td (Results for the Three Months) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 314.45 697.55 Td (Ended June 30) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 426.40 706.55 Td (Results for the Six Months Ended) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 476.10 697.55 Td (June 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 684.36 Td (\($ millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 296.50 684.50 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 371.50 684.50 Td (2012) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 438.50 684.50 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 513.50 684.50 Td (2012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 671.36 Td (Operating revenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 671.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 671.36 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 671.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 671.36 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 671.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 671.36 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 671.36 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 671.36 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 658.36 Td (T) Tj ET Q q 0 0 0 rg BT 57.87 658.36 Td (otal claims, benefits and expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 658.36 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 658.36 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 658.36 Td (85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 658.36 Td (81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 645.36 Td (Net operating loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 645.36 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 645.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 645.36 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 645.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 645.36 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 645.36 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 645.36 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 645.36 Td (\)) Tj ET Q BT /F2 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 622.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 622.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 87.04 622.40 Td (operating ) Tj ET Q q 0 0 0 rg BT 131.75 622.40 Td (loss ) Tj ET Q q 0 0 0 rg BT 152.03 622.40 Td (increased ) Tj ET Q q 0 0 0 rg BT 196.72 622.40 Td ($) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 202.22 622.40 Td (4 ) Tj ET Q q 0 0 0 rg BT 210.88 622.40 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 242.66 622.40 Td ( ) Tj ET Q q 0 0 0 rg BT 245.82 622.40 Td (for ) Tj ET Q q 0 0 0 rg BT 261.81 622.40 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 278.41 622.40 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 308.96 622.40 Td ( ) Tj ET Q q 0 0 0 rg BT 312.12 622.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 346.43 622.40 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 358.75 622.40 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 380.75 622.40 Td ( ) Tj ET Q q 0 0 0 rg BT 383.92 622.40 Td (as ) Tj ET Q q 0 0 0 rg BT 396.24 622.40 Td (compared ) Tj ET Q q 0 0 0 rg BT 442.77 622.40 Td (with ) Tj ET Q q 0 0 0 rg BT 465.49 622.40 Td (the ) Tj ET Q q 0 0 0 rg BT 482.09 622.40 Td (prior ) Tj ET Q q 0 0 0 rg BT 506.63 622.40 Td (year ) Tj ET Q q 0 0 0 rg BT 528.72 622.40 Td (quarter) Tj ET Q q 0 0 0 rg BT 559.26 622.40 Td (. ) Tj ET Q q 0 0 0 rg BT 564.76 622.40 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 609.20 Td (Both ) Tj ET Q q 0 0 0 rg BT 91.82 609.20 Td (periods ) Tj ET Q q 0 0 0 rg BT 126.63 609.20 Td (benefited ) Tj ET Q q 0 0 0 rg BT 169.98 609.20 Td (from ) Tj ET Q q 0 0 0 rg BT 193.79 609.20 Td (releases ) Tj ET Q q 0 0 0 rg BT 231.02 609.20 Td (of ) Tj ET Q q 0 0 0 rg BT 242.61 609.20 Td (previously ) Tj ET Q q 0 0 0 rg BT 291.48 609.20 Td (established ) Tj ET Q q 0 0 0 rg BT 342.78 609.20 Td (allowances ) Tj ET Q q 0 0 0 rg BT 394.07 609.20 Td (for ) Tj ET Q q 0 0 0 rg BT 409.32 609.20 Td (uncollectible ) Tj ET Q q 0 0 0 rg BT 468.56 609.20 Td (amounts ) Tj ET Q q 0 0 0 rg BT 508.26 609.20 Td (arising ) Tj ET Q q 0 0 0 rg BT 540.63 609.20 Td (from ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 596.00 Td (changes ) Tj ET Q q 0 0 0 rg BT 105.93 596.00 Td (in ) Tj ET Q q 0 0 0 rg BT 117.00 596.00 Td (estimates. ) Tj ET Q q 0 0 0 rg BT 163.19 596.00 Td ( ) Tj ET Q q 0 0 0 rg BT 165.69 596.00 Td (For ) Tj ET Q q 0 0 0 rg BT 183.48 596.00 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 199.43 596.00 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 229.97 596.00 Td ( ) Tj ET Q q 0 0 0 rg BT 232.48 596.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 266.13 596.00 Td (of ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 277.80 596.00 Td (2013) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 299.80 596.00 Td (, ) Tj ET Q q 0 0 0 rg BT 305.06 596.00 Td (results ) Tj ET Q q 0 0 0 rg BT 336.29 596.00 Td (were ) Tj ET Q q 0 0 0 rg BT 360.16 596.00 Td (positively ) Tj ET Q q 0 0 0 rg BT 406.06 596.00 Td (af) Tj ET Q q 0 0 0 rg BT 414.41 596.00 Td (fected ) Tj ET Q q 0 0 0 rg BT 443.78 596.00 Td (by ) Tj ET Q q 0 0 0 rg BT 457.29 596.00 Td ($6 ) Tj ET Q q 0 0 0 rg BT 470.79 596.00 Td (million ) Tj ET Q q 0 0 0 rg BT 505.08 596.00 Td (related ) Tj ET Q q 0 0 0 rg BT 537.51 596.00 Td (to ) Tj ET Q q 0 0 0 rg BT 548.57 596.00 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 582.80 Td (release ) Tj ET Q q 0 0 0 rg BT 102.23 582.80 Td (of ) Tj ET Q q 0 0 0 rg BT 115.10 582.80 Td (an ) Tj ET Q q 0 0 0 rg BT 129.19 582.80 Td (allowance ) Tj ET Q q 0 0 0 rg BT 177.47 582.80 Td (established ) Tj ET Q q 0 0 0 rg BT 230.06 582.80 Td (for ) Tj ET Q q 0 0 0 rg BT 246.58 582.80 Td (of) Tj ET Q q 0 0 0 rg BT 255.55 582.80 Td (ficer ) Tj ET Q q 0 0 0 rg BT 279.40 582.80 Td (notes ) Tj ET Q q 0 0 0 rg BT 306.32 582.80 Td (receivable. ) Tj ET Q q 0 0 0 rg BT 357.96 582.80 Td ( ) Tj ET Q q 0 0 0 rg BT 361.67 582.80 Td (For ) Tj ET Q q 0 0 0 rg BT 380.65 582.80 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 397.79 582.80 Td (second) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 428.34 582.80 Td ( ) Tj ET Q q 0 0 0 rg BT 432.04 582.80 Td (quarter ) Tj ET Q q 0 0 0 rg BT 466.89 582.80 Td (of ) Tj ET Q q 0 0 0 rg BT 479.76 582.80 Td (2012, ) Tj ET Q q 0 0 0 rg BT 508.21 582.80 Td (results ) Tj ET Q q 0 0 0 rg BT 540.64 582.80 Td (were ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 569.60 Td (positively ) Tj ET Q q 0 0 0 rg BT 114.08 569.60 Td (af) Tj ET Q q 0 0 0 rg BT 122.42 569.60 Td (fected ) Tj ET Q q 0 0 0 rg BT 151.98 569.60 Td (by ) Tj ET Q q 0 0 0 rg BT 165.67 569.60 Td ($13 ) Tj ET Q q 0 0 0 rg BT 184.86 569.60 Td (million ) Tj ET Q q 0 0 0 rg BT 219.33 569.60 Td (related ) Tj ET Q q 0 0 0 rg BT 251.94 569.60 Td (to ) Tj ET Q q 0 0 0 rg BT 263.19 569.60 Td (the ) Tj ET Q q 0 0 0 rg BT 279.31 569.60 Td (release ) Tj ET Q q 0 0 0 rg BT 312.53 569.60 Td (of ) Tj ET Q q 0 0 0 rg BT 324.39 569.60 Td (an ) Tj ET Q q 0 0 0 rg BT 337.46 569.60 Td (allowance ) Tj ET Q q 0 0 0 rg BT 384.73 569.60 Td (established ) Tj ET Q q 0 0 0 rg BT 436.30 569.60 Td (for ) Tj ET Q q 0 0 0 rg BT 451.81 569.60 Td (uncollectible ) Tj ET Q q 0 0 0 rg BT 511.31 569.60 Td (reinsurance ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 68.00 556.40 Td (receivables. ) Tj ET Q q 0 0 0 rg BT 122.97 556.40 Td ( ) Tj ET Q q 0 0 0 rg BT 125.72 556.40 Td (Both ) Tj ET Q q 0 0 0 rg BT 149.86 556.40 Td (periods ) Tj ET Q q 0 0 0 rg BT 184.99 556.40 Td (also ) Tj ET Q q 0 0 0 rg BT 205.46 556.40 Td (benefited ) Tj ET Q q 0 0 0 rg BT 249.13 556.40 Td (from ) Tj ET Q q 0 0 0 rg BT 273.27 556.40 Td (a ) Tj ET Q q 0 0 0 rg BT 280.90 556.40 Td (modest ) Tj ET Q q 0 0 0 rg BT 315.42 556.40 Td (amount ) Tj ET Q q 0 0 0 rg BT 351.17 556.40 Td (of ) Tj ET Q q 0 0 0 rg BT 363.08 556.40 Td (favorable ) Tj ET Q q 0 0 0 rg BT 407.36 556.40 Td (reserve ) Tj ET Q q 0 0 0 rg BT 441.87 556.40 Td (development.) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (7) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 250.10 733.95 Td (Net Operating Income \(Loss\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 684.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 684.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 684.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 684.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 684.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 684.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 684.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 684.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 658.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 658.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 658.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 658.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 658.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 658.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 658.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 658.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 632.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 632.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 632.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 632.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 632.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 632.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 632.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 632.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 606.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 606.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 606.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 606.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 606.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 606.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 606.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 606.50 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 697.5 m 375.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 697.5 m 383.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 697.5 m 438.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 697.5 m 499.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 697.5 m 507.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 697.5 m 562.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 697.5 m 375.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 684.5 m 375.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 697.5 m 438.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 684.5 m 438.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 697.5 m 499.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 684.5 m 499.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 697.5 m 562.5 697.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 684.5 m 562.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 684.5 m 375.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 684.5 m 438.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 684.5 m 499.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 684.5 m 562.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 645.5 m 375.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 645.5 m 438.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 645.5 m 499.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 645.5 m 562.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 606.5 m 375.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 606.5 m 438.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 606.5 m 499.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 606.5 m 562.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 606.5 m 375.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 594.5 m 375.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 592.5 m 375.5 592.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 606.5 m 438.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 594.5 m 438.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 592.5 m 438.5 592.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 606.5 m 499.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 594.5 m 499.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 592.5 m 499.5 592.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 606.5 m 562.5 606.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 594.5 m 562.5 594.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 592.5 m 562.5 592.5 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 338.60 710.95 Td (Results for the Three) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 334.60 701.95 Td (Months Ended June 30) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 452.05 710.95 Td (Results for the Six Months) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 474.45 701.95 Td (Ended June 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 688.76 Td (\($ millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 338.50 688.90 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 401.50 688.90 Td (2012) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 462.50 688.90 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 525.50 688.90 Td (2012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 675.76 Td (CNA) Tj ET Q q 0 0 0 rg BT 71.51 675.76 Td ( Specialty) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 675.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 675.76 Td (148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 675.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 675.76 Td (106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 675.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 675.76 Td (288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 675.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 675.76 Td (238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 662.76 Td (CNA) Tj ET Q q 0 0 0 rg BT 71.51 662.76 Td ( Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 662.76 Td (112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 662.76 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 662.76 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 662.76 Td (196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 649.76 Td (Hardy) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 649.76 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 649.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 649.76 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 649.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 636.76 Td (T) Tj ET Q q 0 0 0 rg BT 57.87 636.76 Td (otal P&C Operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 636.76 Td (258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 636.76 Td (163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 636.76 Td (515) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 636.76 Td (434) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 623.76 Td (Life & Group Non-Core) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 623.76 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 623.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 623.76 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 623.76 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 623.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 623.76 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 623.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 610.76 Td (Corporate & Other Non-Core) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 610.76 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 610.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 610.76 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 610.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 610.76 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 610.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 610.76 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 610.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 597.76 Td (T) Tj ET Q q 0 0 0 rg BT 57.87 597.76 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 597.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 597.76 Td (204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 597.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 597.76 Td (152) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 597.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 597.76 Td (435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 597.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 597.76 Td (378) Tj ET Q BT /F2 10.00 Tf ET BT /F3 9.00 Tf ET q 0 0 0 rg BT 271.00 568.95 Td (Net Income \(Loss\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 519.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 519.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 519.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 519.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 519.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 519.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 519.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 519.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 493.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 493.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 493.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 493.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 493.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 493.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 493.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 493.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 467.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 467.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 467.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 467.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 467.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 467.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 467.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 467.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 441.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 441.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 441.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 441.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 441.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 441.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 441.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 441.50 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 532.5 m 375.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 532.5 m 383.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 532.5 m 438.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 532.5 m 499.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 532.5 m 562.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 532.5 m 375.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 519.5 m 375.5 519.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 532.5 m 438.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 519.5 m 438.5 519.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 532.5 m 499.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 519.5 m 499.5 519.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 532.5 m 507.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 532.5 m 562.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 519.5 m 562.5 519.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 519.5 m 375.5 519.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 519.5 m 438.5 519.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 519.5 m 499.5 519.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 519.5 m 562.5 519.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 480.5 m 375.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 480.5 m 438.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 480.5 m 499.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 480.5 m 562.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 441.5 m 375.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 441.5 m 438.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 441.5 m 375.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 429.5 m 375.5 429.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 427.5 m 375.5 427.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 441.5 m 438.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 429.5 m 438.5 429.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 427.5 m 438.5 427.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 441.5 m 499.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 429.5 m 499.5 429.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 427.5 m 499.5 427.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 441.5 m 562.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 429.5 m 562.5 429.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 427.5 m 562.5 427.5 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 338.60 545.95 Td (Results for the Three) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 334.60 536.95 Td (Months Ended June 30) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 452.05 545.95 Td (Results for the Six Months) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 474.45 536.95 Td (Ended June 30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 523.76 Td (\($ millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 338.50 523.90 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 401.50 523.90 Td (2012) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 462.50 523.90 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 525.50 523.90 Td (2012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 510.76 Td (CNA) Tj ET Q q 0 0 0 rg BT 71.51 510.76 Td ( Specialty) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 510.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 510.76 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 510.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 510.76 Td (112) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 510.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 510.76 Td (286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 510.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 510.76 Td (250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 497.76 Td (CNA) Tj ET Q q 0 0 0 rg BT 71.51 497.76 Td ( Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 497.76 Td (104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 497.76 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 497.76 Td (232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 497.76 Td (211) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 484.76 Td (Hardy) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 484.76 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 484.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 484.76 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 484.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 471.76 Td (T) Tj ET Q q 0 0 0 rg BT 57.87 471.76 Td (otal P&C Operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 471.76 Td (246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 471.76 Td (177) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 471.76 Td (509) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 471.76 Td (461) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 458.76 Td (Life & Group Non-Core) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 458.76 Td (\(36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 458.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 458.76 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 458.76 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 458.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.50 458.76 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 458.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 445.76 Td (Corporate & Other Non-Core) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 445.76 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 445.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 445.76 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 445.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 445.76 Td (\(38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 445.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 445.76 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 445.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 53.00 432.76 Td (T) Tj ET Q q 0 0 0 rg BT 57.87 432.76 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 432.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 432.76 Td (194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 432.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 432.76 Td (166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 432.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 432.76 Td (444) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 432.76 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 432.76 Td (416) Tj ET Q BT /F2 10.00 Tf ET BT /F3 9.00 Tf ET q 0 0 0 rg BT 193.90 403.95 Td (Pr) Tj ET Q q 0 0 0 rg BT 203.23 403.95 Td (operty & Casualty Operations Gr) Tj ET Q q 0 0 0 rg BT 332.56 403.95 Td (oss ) Tj ET Q q 0 0 0 rg BT 346.15 403.95 Td (W) Tj ET Q q 0 0 0 rg BT 354.99 403.95 Td (ritten Pr) Tj ET Q q 0 0 0 rg BT 388.05 403.95 Td (emiums) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 354.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 354.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 354.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 354.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 354.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 354.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 354.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 354.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 328.50 270.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 328.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 328.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 328.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 328.50 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 328.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 328.50 8.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 328.50 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 367.5 m 375.5 367.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 367.5 m 383.5 367.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 367.5 m 438.5 367.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 367.5 m 499.5 367.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 367.5 m 507.5 367.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 367.5 m 562.5 367.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 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Tj ET Q q 0 0 0 rg BT 182.08 704.55 Td (include ) Tj ET Q q 0 0 0 rg BT 210.82 704.55 Td (risk ) Tj ET Q q 0 0 0 rg BT 226.57 704.55 Td (management, ) Tj ET Q q 0 0 0 rg BT 277.05 704.55 Td (information ) Tj ET Q q 0 0 0 rg BT 321.80 704.55 Td (services, ) Tj ET Q q 0 0 0 rg BT 355.28 704.55 Td (underwriting, ) Tj ET Q q 0 0 0 rg BT 406.27 704.55 Td (risk ) Tj ET Q q 0 0 0 rg BT 422.03 704.55 Td (control ) Tj ET Q q 0 0 0 rg BT 449.77 704.55 Td (and ) Tj ET Q q 0 0 0 rg BT 465.01 704.55 Td (claims ) Tj ET Q q 0 0 0 rg BT 490.76 704.55 Td (administration.) Tj ET Q BT /F2 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 1 rg BT 545.00 704.55 Td () Tj ET Q BT /F2 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 549.50 704.55 Td (For ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 693.75 Td (more ) Tj ET Q q 0 0 0 rg BT 70.40 693.75 Td (information, ) Tj ET Q q 0 0 0 rg BT 117.05 693.75 Td (please ) Tj ET Q q 0 0 0 rg BT 141.45 693.75 Td (visit ) Tj ET Q q 0 0 0 rg BT 158.87 693.75 Td (CNA) Tj ET Q q 0 0 0 rg BT 177.37 693.75 Td ( ) Tj ET Q q 0 0 0 rg BT 179.28 693.75 Td (at ) Tj ET Q BT /F2 9.00 Tf ET 0 0 0 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 187.68798828125 692.55029296875 m 239.08642578125 692.55029296875 l s q 0 0 0 rg BT 187.69 693.75 Td (www) Tj ET Q q 0 0 0 rg BT 206.60 693.75 Td (.cna.com) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.09 693.75 Td (.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 241.34 693.75 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.25 693.75 Td (CNA ) Tj ET Q q 0 0 0 rg BT 272.15 693.75 Td (is ) Tj ET Q q 0 0 0 rg BT 280.06 693.75 Td (a ) Tj ET Q q 0 0 0 rg BT 285.97 693.75 Td (service ) Tj ET Q q 0 0 0 rg BT 313.36 693.75 Td (mark ) Tj ET Q q 0 0 0 rg BT 333.77 693.75 Td (registered ) Tj ET Q q 0 0 0 rg BT 371.16 693.75 Td (by ) Tj ET Q q 0 0 0 rg BT 382.07 693.75 Td (CNA) Tj ET Q q 0 0 0 rg BT 400.57 693.75 Td ( ) Tj ET Q q 0 0 0 rg BT 402.48 693.75 Td (Financial ) Tj ET Q q 0 0 0 rg BT 437.89 693.75 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 483.29 693.75 Td (with ) Tj ET Q q 0 0 0 rg BT 501.20 693.75 Td (the ) Tj ET Q q 0 0 0 rg BT 514.11 693.75 Td (United ) Tj ET Q q 0 0 0 rg BT 540.51 693.75 Td (States ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 682.95 Td (Patent ) Tj ET Q q 0 0 0 rg BT 75.86 682.95 Td (and ) Tj ET Q q 0 0 0 rg BT 91.97 682.95 Td (T) Tj ET Q q 0 0 0 rg BT 97.15 682.95 Td (rademark ) Tj ET Q q 0 0 0 rg BT 134.49 682.95 Td (Of) Tj ET Q q 0 0 0 rg BT 143.82 682.95 Td (fice. ) Tj ET Q q 0 0 0 rg BT 162.92 682.95 Td (Certain ) Tj ET Q q 0 0 0 rg BT 192.77 682.95 Td (CNA) Tj ET Q q 0 0 0 rg BT 211.28 682.95 Td ( ) Tj ET Q q 0 0 0 rg BT 214.64 682.95 Td (Financial ) Tj ET Q q 0 0 0 rg BT 251.49 682.95 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 298.34 682.95 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 344.20 682.95 Td (use ) Tj ET Q q 0 0 0 rg BT 359.56 682.95 Td (the ) Tj ET Q q 0 0 0 rg BT 373.91 682.95 Td (CNA ) Tj ET Q q 0 0 0 rg BT 404.27 682.95 Td (service ) Tj ET Q q 0 0 0 rg BT 433.11 682.95 Td (mark ) Tj ET Q q 0 0 0 rg BT 454.96 682.95 Td (in ) Tj ET Q q 0 0 0 rg BT 465.32 682.95 Td (connection ) Tj ET Q q 0 0 0 rg BT 508.17 682.95 Td (with ) Tj ET Q q 0 0 0 rg BT 527.53 682.95 Td (insurance ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 672.15 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 98.74 672.15 Td (and ) Tj ET Q q 0 0 0 rg BT 113.98 672.15 Td (claims ) Tj ET Q q 0 0 0 rg BT 139.73 672.15 Td (activities. ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 655.35 Td (Confer) Tj ET Q q 0 0 0 rg BT 76.83 655.35 Td (ence ) Tj ET Q q 0 0 0 rg BT 96.07 655.35 Td (Call ) Tj ET Q q 0 0 0 rg BT 114.32 655.35 Td (and ) Tj ET Q q 0 0 0 rg BT 130.92 655.35 Td (W) Tj ET Q q 0 0 0 rg BT 139.42 655.35 Td (ebcast/Pr) Tj ET Q q 0 0 0 rg BT 175.24 655.35 Td (esentation ) Tj ET Q q 0 0 0 rg BT 216.49 655.35 Td (Information:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 638.55 Td (A) Tj ET Q q 0 0 0 rg BT 56.00 638.55 Td ( ) Tj ET Q q 0 0 0 rg BT 58.37 638.55 Td (conference ) Tj ET Q q 0 0 0 rg BT 100.21 638.55 Td (call ) Tj ET Q q 0 0 0 rg BT 115.57 638.55 Td (for ) Tj ET Q q 0 0 0 rg BT 128.43 638.55 Td (investors ) Tj ET Q q 0 0 0 rg BT 163.30 638.55 Td (and ) Tj ET Q q 0 0 0 rg BT 178.66 638.55 Td (the ) Tj ET Q q 0 0 0 rg BT 192.03 638.55 Td (professional ) Tj ET Q q 0 0 0 rg BT 238.39 638.55 Td (investment ) Tj ET Q q 0 0 0 rg BT 280.25 638.55 Td (community ) Tj ET Q q 0 0 0 rg BT 323.62 638.55 Td (will ) Tj ET Q q 0 0 0 rg BT 339.99 638.55 Td (be ) Tj ET Q q 0 0 0 rg BT 350.85 638.55 Td (held ) Tj ET Q q 0 0 0 rg BT 368.72 638.55 Td (at ) Tj ET Q q 0 0 0 rg BT 377.58 638.55 Td (10:00 ) Tj ET Q q 0 0 0 rg BT 400.45 638.55 Td (a.m. ) Tj ET Q q 0 0 0 rg BT 418.32 638.55 Td (\(ET\) ) Tj ET Q q 0 0 0 rg BT 437.68 638.55 Td (today) Tj ET Q q 0 0 0 rg BT 457.09 638.55 Td (. ) Tj ET Q q 0 0 0 rg BT 461.71 638.55 Td ( ) Tj ET Q q 0 0 0 rg BT 464.08 638.55 Td (On ) Tj ET Q q 0 0 0 rg BT 477.44 638.55 Td (the ) Tj ET Q q 0 0 0 rg BT 490.81 638.55 Td (conference ) Tj ET Q q 0 0 0 rg BT 532.65 638.55 Td (call ) Tj ET Q q 0 0 0 rg BT 548.01 638.55 Td (will ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 627.75 Td (be ) Tj ET Q q 0 0 0 rg BT 61.26 627.75 Td (Thomas ) Tj ET Q q 0 0 0 rg BT 93.24 627.75 Td (F) Tj ET Q q 0 0 0 rg BT 97.53 627.75 Td (. ) Tj ET Q q 0 0 0 rg BT 102.76 627.75 Td (Motamed, ) Tj ET Q q 0 0 0 rg BT 142.49 627.75 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 180.97 627.75 Td (and ) Tj ET Q q 0 0 0 rg BT 196.95 627.75 Td (Chief ) Tj ET Q q 0 0 0 rg BT 219.93 627.75 Td (Executive ) Tj ET Q q 0 0 0 rg BT 258.89 627.75 Td (Of) Tj ET Q q 0 0 0 rg BT 268.23 627.75 Td (ficer ) Tj ET Q q 0 0 0 rg BT 287.70 627.75 Td (of ) Tj ET Q q 0 0 0 rg BT 298.18 627.75 Td (CNA) Tj ET Q q 0 0 0 rg BT 316.68 627.75 Td ( ) Tj ET Q q 0 0 0 rg BT 319.67 627.75 Td (Financial ) Tj ET Q q 0 0 0 rg BT 356.14 627.75 Td (Corporation, ) Tj ET Q q 0 0 0 rg BT 404.87 627.75 Td (and ) Tj ET Q q 0 0 0 rg BT 420.85 627.75 Td (other ) Tj ET Q q 0 0 0 rg BT 442.33 627.75 Td (members ) Tj ET Q q 0 0 0 rg BT 478.30 627.75 Td (of ) Tj ET Q q 0 0 0 rg BT 488.78 627.75 Td (senior ) Tj ET Q q 0 0 0 rg BT 513.76 627.75 Td (management. ) Tj ET Q q 0 0 0 rg BT 564.24 627.75 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 616.95 Td (Participants ) Tj ET Q q 0 0 0 rg BT 94.82 616.95 Td (can ) Tj ET Q q 0 0 0 rg BT 109.64 616.95 Td (access ) Tj ET Q q 0 0 0 rg BT 134.95 616.95 Td (the ) Tj ET Q q 0 0 0 rg BT 148.28 616.95 Td (call ) Tj ET Q q 0 0 0 rg BT 163.60 616.95 Td (by ) Tj ET Q q 0 0 0 rg BT 174.93 616.95 Td (dialing ) Tj ET Q q 0 0 0 rg BT 202.26 616.95 Td (\(888\) ) Tj ET Q q 0 0 0 rg BT 224.08 616.95 Td (427-9376, ) Tj ET Q q 0 0 0 rg BT 263.16 616.95 Td (or ) Tj ET Q q 0 0 0 rg BT 272.98 616.95 Td (for ) Tj ET Q q 0 0 0 rg BT 285.81 616.95 Td (international ) Tj ET Q q 0 0 0 rg BT 333.62 616.95 Td (callers, ) Tj ET Q q 0 0 0 rg BT 361.69 616.95 Td (\(719\) ) Tj ET Q q 0 0 0 rg BT 383.51 616.95 Td (457-2645. ) Tj ET Q q 0 0 0 rg BT 422.59 616.95 Td ( ) Tj ET Q q 0 0 0 rg BT 424.75 616.95 Td (The ) Tj ET Q q 0 0 0 rg BT 441.07 616.95 Td (call ) Tj ET Q q 0 0 0 rg BT 456.39 616.95 Td (will ) Tj ET Q q 0 0 0 rg BT 472.72 616.95 Td (also ) Tj ET Q q 0 0 0 rg BT 489.55 616.95 Td (be ) Tj ET Q q 0 0 0 rg BT 500.38 616.95 Td (broadcast ) Tj ET Q q 0 0 0 rg BT 537.19 616.95 Td (live ) Tj ET Q q 0 0 0 rg BT 553.01 616.95 Td (on ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 606.15 Td (the ) Tj ET Q q 0 0 0 rg BT 63.38 606.15 Td (internet ) Tj ET Q q 0 0 0 rg BT 93.26 606.15 Td (at ) Tj ET Q BT /F2 9.00 Tf ET 0 0 0 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 102.13671875 604.95029296875 m 184.6220703125 604.95029296875 l s q 0 0 0 rg BT 102.14 606.15 Td (http://investor) Tj ET Q q 0 0 0 rg BT 152.14 606.15 Td (.cna.com) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.62 606.15 Td ( ) Tj ET Q q 0 0 0 rg BT 187.01 606.15 Td (or ) Tj ET Q q 0 0 0 rg BT 196.89 606.15 Td (you ) Tj ET Q q 0 0 0 rg BT 212.78 606.15 Td (may ) Tj ET Q q 0 0 0 rg BT 230.66 606.15 Td (go ) Tj ET Q q 0 0 0 rg BT 242.05 606.15 Td (to ) Tj ET Q q 0 0 0 rg BT 251.43 606.15 Td (the ) Tj ET Q q 0 0 0 rg BT 264.81 606.15 Td (investor ) Tj ET Q q 0 0 0 rg BT 296.19 606.15 Td (relations ) Tj ET Q q 0 0 0 rg BT 329.57 606.15 Td (pages ) Tj ET Q q 0 0 0 rg BT 352.45 606.15 Td (of ) Tj ET Q q 0 0 0 rg BT 362.33 606.15 Td (the ) Tj ET Q q 0 0 0 rg BT 375.71 606.15 Td (CNA) Tj ET Q q 0 0 0 rg BT 394.22 606.15 Td ( ) Tj ET Q q 0 0 0 rg BT 396.61 606.15 Td (website ) Tj ET Q q 0 0 0 rg BT 426.48 606.15 Td (\() Tj ET Q BT /F2 9.00 Tf ET 0 0 0 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 429.48095703125 604.95029296875 m 480.87939453125 604.95029296875 l s q 0 0 0 rg BT 429.48 606.15 Td (www) Tj ET Q q 0 0 0 rg BT 448.40 606.15 Td (.cna.com) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.88 606.15 Td (\) ) Tj ET Q q 0 0 0 rg BT 486.26 606.15 Td (for ) Tj ET Q q 0 0 0 rg BT 499.14 606.15 Td (further ) Tj ET Q q 0 0 0 rg BT 526.02 606.15 Td (details. ) Tj ET Q q 0 0 0 rg BT 554.15 606.15 Td ( ) Tj ET Q q 0 0 0 rg BT 556.00 606.15 Td (A) Tj ET Q q 0 0 0 rg BT 562.01 606.15 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 595.35 Td (presentation ) Tj ET Q q 0 0 0 rg BT 96.23 595.35 Td (will ) Tj ET Q q 0 0 0 rg BT 112.49 595.35 Td (be ) Tj ET Q q 0 0 0 rg BT 123.23 595.35 Td (posted ) Tj ET Q q 0 0 0 rg BT 148.98 595.35 Td (and ) Tj ET Q q 0 0 0 rg BT 164.22 595.35 Td (available ) Tj ET Q q 0 0 0 rg BT 198.95 595.35 Td (on ) Tj ET Q q 0 0 0 rg BT 210.20 595.35 Td (the ) Tj ET Q q 0 0 0 rg BT 223.45 595.35 Td (CNA) Tj ET Q q 0 0 0 rg BT 241.95 595.35 Td ( ) Tj ET Q q 0 0 0 rg BT 244.20 595.35 Td (website ) Tj ET Q q 0 0 0 rg BT 273.95 595.35 Td (and ) Tj ET Q q 0 0 0 rg BT 289.19 595.35 Td (will ) Tj ET Q q 0 0 0 rg BT 305.44 595.35 Td (provide ) Tj ET Q q 0 0 0 rg BT 335.18 595.35 Td (additional ) Tj ET Q q 0 0 0 rg BT 373.42 595.35 Td (insight ) Tj ET Q q 0 0 0 rg BT 400.18 595.35 Td (into ) Tj ET Q q 0 0 0 rg BT 416.43 595.35 Td (the ) Tj ET Q q 0 0 0 rg BT 429.67 595.35 Td (results.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 578.55 Td (The ) Tj ET Q q 0 0 0 rg BT 66.53 578.55 Td (call ) Tj ET Q q 0 0 0 rg BT 82.05 578.55 Td (is ) Tj ET Q q 0 0 0 rg BT 90.59 578.55 Td (available ) Tj ET Q q 0 0 0 rg BT 125.60 578.55 Td (to ) Tj ET Q q 0 0 0 rg BT 135.13 578.55 Td (the ) Tj ET Q q 0 0 0 rg BT 148.66 578.55 Td (media, ) Tj ET Q q 0 0 0 rg BT 175.44 578.55 Td (but ) Tj ET Q q 0 0 0 rg BT 189.47 578.55 Td (questions ) Tj ET Q q 0 0 0 rg BT 226.01 578.55 Td (will ) Tj ET Q q 0 0 0 rg BT 242.54 578.55 Td (be ) Tj ET Q q 0 0 0 rg BT 253.57 578.55 Td (restricted ) Tj ET Q q 0 0 0 rg BT 289.58 578.55 Td (to ) Tj ET Q q 0 0 0 rg BT 299.12 578.55 Td (investors ) Tj ET Q q 0 0 0 rg BT 334.15 578.55 Td (and ) Tj ET Q q 0 0 0 rg BT 349.68 578.55 Td (the ) Tj ET Q q 0 0 0 rg BT 363.21 578.55 Td (professional ) Tj ET Q q 0 0 0 rg BT 409.73 578.55 Td (investment ) Tj ET Q q 0 0 0 rg BT 451.76 578.55 Td (community) Tj ET Q q 0 0 0 rg BT 492.17 578.55 Td (. ) Tj ET Q q 0 0 0 rg BT 496.95 578.55 Td ( ) Tj ET Q q 0 0 0 rg BT 498.93 578.55 Td (A) Tj ET Q q 0 0 0 rg BT 504.93 578.55 Td ( ) Tj ET Q q 0 0 0 rg BT 507.46 578.55 Td (taped ) Tj ET Q q 0 0 0 rg BT 529.49 578.55 Td (replay ) Tj ET Q q 0 0 0 rg BT 554.51 578.55 Td (of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 567.75 Td (the ) Tj ET Q q 0 0 0 rg BT 63.31 567.75 Td (call ) Tj ET Q q 0 0 0 rg BT 78.62 567.75 Td (will ) Tj ET Q q 0 0 0 rg BT 94.94 567.75 Td (be ) Tj ET Q q 0 0 0 rg BT 105.75 567.75 Td (available ) Tj ET Q q 0 0 0 rg BT 140.55 567.75 Td (through ) Tj ET Q q 0 0 0 rg BT 170.36 567.75 Td (August ) Tj ET Q q 0 0 0 rg BT 198.68 567.75 Td (5, ) Tj ET Q q 0 0 0 rg BT 207.75 567.75 Td (2013 ) Tj ET Q q 0 0 0 rg BT 228.06 567.75 Td (by ) Tj ET Q q 0 0 0 rg BT 239.38 567.75 Td (dialing ) Tj ET Q q 0 0 0 rg BT 266.70 567.75 Td (\(888\) ) Tj ET Q q 0 0 0 rg BT 288.51 567.75 Td (203-1) Tj ET Q q 0 0 0 rg BT 309.17 567.75 Td (1) Tj ET Q q 0 0 0 rg BT 313.34 567.75 Td (12, ) Tj ET Q q 0 0 0 rg BT 326.91 567.75 Td (or ) Tj ET Q q 0 0 0 rg BT 336.72 567.75 Td (for ) Tj ET Q q 0 0 0 rg BT 349.54 567.75 Td (international ) Tj ET Q q 0 0 0 rg BT 397.34 567.75 Td (callers, ) Tj ET Q q 0 0 0 rg BT 425.39 567.75 Td (\(719\) ) Tj ET Q q 0 0 0 rg BT 447.20 567.75 Td (457-0820. ) Tj ET Q q 0 0 0 rg BT 486.27 567.75 Td ( ) Tj ET Q q 0 0 0 rg BT 488.42 567.75 Td (The ) Tj ET Q q 0 0 0 rg BT 504.73 567.75 Td (replay ) Tj ET Q q 0 0 0 rg BT 529.53 567.75 Td (passcode ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 556.95 Td (is ) Tj ET Q q 0 0 0 rg BT 58.69 556.95 Td (9095270. ) Tj ET Q q 0 0 0 rg BT 95.12 556.95 Td ( ) Tj ET Q q 0 0 0 rg BT 97.61 556.95 Td (The ) Tj ET Q q 0 0 0 rg BT 114.28 556.95 Td (replay ) Tj ET Q q 0 0 0 rg BT 139.45 556.95 Td (will ) Tj ET Q q 0 0 0 rg BT 156.14 556.95 Td (also ) Tj ET Q q 0 0 0 rg BT 173.32 556.95 Td (be ) Tj ET Q q 0 0 0 rg BT 184.50 556.95 Td (available ) Tj ET Q q 0 0 0 rg BT 219.66 556.95 Td (on ) Tj ET Q q 0 0 0 rg BT 231.34 556.95 Td (CNA's ) Tj ET Q q 0 0 0 rg BT 258.15 556.95 Td (website. ) Tj ET Q q 0 0 0 rg BT 290.58 556.95 Td ( ) Tj ET Q q 0 0 0 rg BT 293.26 556.95 Td (Financial ) Tj ET Q q 0 0 0 rg BT 329.43 556.95 Td (supplement ) Tj ET Q q 0 0 0 rg BT 373.61 556.95 Td (information ) Tj ET Q q 0 0 0 rg BT 418.78 556.95 Td (related ) Tj ET Q q 0 0 0 rg BT 445.95 556.95 Td (to ) Tj ET Q q 0 0 0 rg BT 455.63 556.95 Td (the ) Tj ET Q q 0 0 0 rg BT 469.31 556.95 Td (results ) Tj ET Q q 0 0 0 rg BT 495.49 556.95 Td (is ) Tj ET Q q 0 0 0 rg BT 504.18 556.95 Td (available ) Tj ET Q q 0 0 0 rg BT 539.34 556.95 Td (on ) Tj ET Q q 0 0 0 rg BT 551.02 556.95 Td (the ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 546.15 Td (investor ) Tj ET Q q 0 0 0 rg BT 81.25 546.15 Td (relations ) Tj ET Q q 0 0 0 rg BT 114.49 546.15 Td (pages ) Tj ET Q q 0 0 0 rg BT 137.23 546.15 Td (of ) Tj ET Q q 0 0 0 rg BT 146.97 546.15 Td (the ) Tj ET Q q 0 0 0 rg BT 160.22 546.15 Td (CNA) Tj ET Q q 0 0 0 rg BT 178.72 546.15 Td ( ) Tj ET Q q 0 0 0 rg BT 180.97 546.15 Td (website ) Tj ET Q q 0 0 0 rg BT 210.72 546.15 Td (or ) Tj ET Q q 0 0 0 rg BT 220.46 546.15 Td (by ) Tj ET Q q 0 0 0 rg BT 231.71 546.15 Td (contacting ) Tj ET Q q 0 0 0 rg BT 271.45 546.15 Td (David ) Tj ET Q q 0 0 0 rg BT 295.20 546.15 Td (Adams ) Tj ET Q q 0 0 0 rg BT 322.94 546.15 Td (at ) Tj ET Q q 0 0 0 rg BT 331.69 546.15 Td (\(312\) ) Tj ET Q q 0 0 0 rg BT 353.43 546.15 Td (822-2183.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 529.35 Td (Definition ) Tj ET Q q 0 0 0 rg BT 90.75 529.35 Td (of ) Tj ET Q q 0 0 0 rg BT 100.50 529.35 Td (Reported ) Tj ET Q q 0 0 0 rg BT 138.74 529.35 Td (Segments) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 512.55 Td (CNA) Tj ET Q q 0 0 0 rg BT 69.00 512.55 Td ( ) Tj ET Q q 0 0 0 rg BT 71.31 512.55 Td (Specialty) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 106.31 512.55 Td ( ) Tj ET Q q 0 0 0 rg BT 108.62 512.55 Td (provides ) Tj ET Q q 0 0 0 rg BT 141.92 512.55 Td (professional ) Tj ET Q q 0 0 0 rg BT 188.22 512.55 Td (and ) Tj ET Q q 0 0 0 rg BT 203.52 512.55 Td (management ) Tj ET Q q 0 0 0 rg BT 251.81 512.55 Td (liability) Tj ET Q q 0 0 0 rg BT 279.22 512.55 Td (, ) Tj ET Q q 0 0 0 rg BT 283.78 512.55 Td (surety ) Tj ET Q q 0 0 0 rg BT 308.08 512.55 Td (and ) Tj ET Q q 0 0 0 rg BT 323.38 512.55 Td (other ) Tj ET Q q 0 0 0 rg BT 344.18 512.55 Td (property ) Tj ET Q q 0 0 0 rg BT 376.98 512.55 Td (and ) Tj ET Q q 0 0 0 rg BT 392.28 512.55 Td (casualty ) Tj ET Q q 0 0 0 rg BT 424.08 512.55 Td (coverages ) Tj ET Q q 0 0 0 rg BT 462.37 512.55 Td (and ) Tj ET Q q 0 0 0 rg BT 477.67 512.55 Td (services, ) Tj ET Q q 0 0 0 rg BT 511.21 512.55 Td (which ) Tj ET Q q 0 0 0 rg BT 535.52 512.55 Td (include ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 501.75 Td (warranty ) Tj ET Q q 0 0 0 rg BT 83.87 501.75 Td (and ) Tj ET Q q 0 0 0 rg BT 98.75 501.75 Td (service ) Tj ET Q q 0 0 0 rg BT 126.11 501.75 Td (contracts. ) Tj ET Q q 0 0 0 rg BT 162.73 501.75 Td ( ) Tj ET Q q 0 0 0 rg BT 164.62 501.75 Td (Specialty ) Tj ET Q q 0 0 0 rg BT 199.99 501.75 Td (products ) Tj ET Q q 0 0 0 rg BT 232.87 501.75 Td (are ) Tj ET Q q 0 0 0 rg BT 245.74 501.75 Td (sold ) Tj ET Q q 0 0 0 rg BT 262.63 501.75 Td (both ) Tj ET Q q 0 0 0 rg BT 280.51 501.75 Td (domestically ) Tj ET Q q 0 0 0 rg BT 328.39 501.75 Td (and ) Tj ET Q q 0 0 0 rg BT 343.27 501.75 Td (abroad, ) Tj ET Q q 0 0 0 rg BT 371.89 501.75 Td (through ) Tj ET Q q 0 0 0 rg BT 401.77 501.75 Td (brokers, ) Tj ET Q q 0 0 0 rg BT 432.89 501.75 Td (independent ) Tj ET Q q 0 0 0 rg BT 478.76 501.75 Td (agencies ) Tj ET Q q 0 0 0 rg BT 511.63 501.75 Td (and ) Tj ET Q q 0 0 0 rg BT 526.51 501.75 Td (managing ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 490.95 Td (general ) Tj ET Q q 0 0 0 rg BT 78.73 490.95 Td (underwriters.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 474.15 Td (CNA) Tj ET Q q 0 0 0 rg BT 69.00 474.15 Td ( ) Tj ET Q q 0 0 0 rg BT 70.59 474.15 Td (Commer) Tj ET Q q 0 0 0 rg BT 104.41 474.15 Td (cial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 117.91 474.15 Td ( ) Tj ET Q q 0 0 0 rg BT 119.50 474.15 Td (works ) Tj ET Q q 0 0 0 rg BT 143.09 474.15 Td (with ) Tj ET Q q 0 0 0 rg BT 160.68 474.15 Td (an ) Tj ET Q q 0 0 0 rg BT 170.77 474.15 Td (independent ) Tj ET Q q 0 0 0 rg BT 216.34 474.15 Td (agency ) Tj ET Q q 0 0 0 rg BT 243.42 474.15 Td (distribution ) Tj ET Q q 0 0 0 rg BT 286.51 474.15 Td (system ) Tj ET Q q 0 0 0 rg BT 313.10 474.15 Td (and ) Tj ET Q q 0 0 0 rg BT 327.69 474.15 Td (brokers ) Tj ET Q q 0 0 0 rg BT 356.27 474.15 Td (to ) Tj ET Q q 0 0 0 rg BT 364.86 474.15 Td (market ) Tj ET Q q 0 0 0 rg BT 391.44 474.15 Td (a ) Tj ET Q q 0 0 0 rg BT 397.02 474.15 Td (broad ) Tj ET Q q 0 0 0 rg BT 419.11 474.15 Td (range ) Tj ET Q q 0 0 0 rg BT 440.68 474.15 Td (of ) Tj ET Q q 0 0 0 rg BT 449.77 474.15 Td (property ) Tj ET Q q 0 0 0 rg BT 481.85 474.15 Td (and ) Tj ET Q q 0 0 0 rg BT 496.44 474.15 Td (casualty ) Tj ET Q q 0 0 0 rg BT 527.51 474.15 Td (insurance ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 463.35 Td (products ) Tj ET Q q 0 0 0 rg BT 83.24 463.35 Td (and ) Tj ET Q q 0 0 0 rg BT 98.49 463.35 Td (services ) Tj ET Q q 0 0 0 rg BT 129.73 463.35 Td (to ) Tj ET Q q 0 0 0 rg BT 138.98 463.35 Td (small, ) Tj ET Q q 0 0 0 rg BT 162.97 463.35 Td (middle-market ) Tj ET Q q 0 0 0 rg BT 218.21 463.35 Td (and ) Tj ET Q q 0 0 0 rg BT 233.45 463.35 Td (lar) Tj ET Q q 0 0 0 rg BT 242.78 463.35 Td (ge ) Tj ET Q q 0 0 0 rg BT 253.52 463.35 Td (businesses ) Tj ET Q q 0 0 0 rg BT 293.77 463.35 Td (and ) Tj ET Q q 0 0 0 rg BT 309.02 463.35 Td (or) Tj ET Q q 0 0 0 rg BT 316.35 463.35 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 359.59 463.35 Td (domestically ) Tj ET Q q 0 0 0 rg BT 407.83 463.35 Td (and ) Tj ET Q q 0 0 0 rg BT 423.07 463.35 Td (abroad.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 446.55 Td (Hardy) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 75.00 446.55 Td (, ) Tj ET Q q 0 0 0 rg BT 78.83 446.55 Td (a ) Tj ET Q q 0 0 0 rg BT 84.41 446.55 Td (specialized ) Tj ET Q q 0 0 0 rg BT 125.96 446.55 Td (Lloyd's ) Tj ET Q q 0 0 0 rg BT 154.16 446.55 Td (of ) Tj ET Q q 0 0 0 rg BT 163.24 446.55 Td (London ) Tj ET Q q 0 0 0 rg BT 192.82 446.55 Td (underwriter) Tj ET Q q 0 0 0 rg BT 234.44 446.55 Td (, ) Tj ET Q q 0 0 0 rg BT 238.27 446.55 Td (was ) Tj ET Q q 0 0 0 rg BT 253.85 446.55 Td (acquired ) Tj ET Q q 0 0 0 rg BT 286.41 446.55 Td (on ) Tj ET Q q 0 0 0 rg BT 296.99 446.55 Td (July ) Tj ET Q q 0 0 0 rg BT 313.57 446.55 Td (2, ) Tj ET Q q 0 0 0 rg BT 321.90 446.55 Td (2012. ) Tj ET Q q 0 0 0 rg BT 343.73 446.55 Td ( ) Tj ET Q q 0 0 0 rg BT 345.20 446.55 Td (Through ) Tj ET Q q 0 0 0 rg BT 377.77 446.55 Td (Lloyd's ) Tj ET Q q 0 0 0 rg BT 405.97 446.55 Td (Syndicate ) Tj ET Q q 0 0 0 rg BT 443.04 446.55 Td (382, ) Tj ET Q q 0 0 0 rg BT 460.37 446.55 Td (Hardy ) Tj ET Q q 0 0 0 rg BT 484.45 446.55 Td (underwrites ) Tj ET Q q 0 0 0 rg BT 528.51 446.55 Td (primarily ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 435.75 Td (short-tail ) Tj ET Q q 0 0 0 rg BT 84.74 435.75 Td (exposures ) Tj ET Q q 0 0 0 rg BT 122.98 435.75 Td (in ) Tj ET Q q 0 0 0 rg BT 132.23 435.75 Td (marine ) Tj ET Q q 0 0 0 rg BT 159.47 435.75 Td (and ) Tj ET Q q 0 0 0 rg BT 174.72 435.75 Td (aviation, ) Tj ET Q q 0 0 0 rg BT 208.21 435.75 Td (non-marine ) Tj ET Q q 0 0 0 rg BT 251.94 435.75 Td (property) Tj ET Q q 0 0 0 rg BT 281.85 435.75 Td (, ) Tj ET Q q 0 0 0 rg BT 286.35 435.75 Td (specialty ) Tj ET Q q 0 0 0 rg BT 320.58 435.75 Td (lines ) Tj ET Q q 0 0 0 rg BT 339.83 435.75 Td (and ) Tj ET Q q 0 0 0 rg BT 355.08 435.75 Td (property ) Tj ET Q q 0 0 0 rg BT 387.82 435.75 Td (treaty ) Tj ET Q q 0 0 0 rg BT 410.55 435.75 Td (reinsurance.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 418.95 Td (Life ) Tj ET Q q 0 0 0 rg BT 67.84 418.95 Td (& ) Tj ET Q q 0 0 0 rg BT 77.69 418.95 Td (Gr) Tj ET Q q 0 0 0 rg BT 88.52 418.95 Td (oup ) Tj ET Q q 0 0 0 rg BT 105.38 418.95 Td (Non-Cor) Tj ET Q q 0 0 0 rg BT 139.22 418.95 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.21 418.95 Td ( ) Tj ET Q q 0 0 0 rg BT 145.56 418.95 Td (primarily ) Tj ET Q q 0 0 0 rg BT 181.40 418.95 Td (includes ) Tj ET Q q 0 0 0 rg BT 213.74 418.95 Td (the ) Tj ET Q q 0 0 0 rg BT 227.09 418.95 Td (results ) Tj ET Q q 0 0 0 rg BT 252.93 418.95 Td (of ) Tj ET Q q 0 0 0 rg BT 262.78 418.95 Td (the ) Tj ET Q q 0 0 0 rg BT 276.12 418.95 Td (life ) Tj ET Q q 0 0 0 rg BT 290.46 418.95 Td (and ) Tj ET Q q 0 0 0 rg BT 305.81 418.95 Td (group ) Tj ET Q q 0 0 0 rg BT 329.15 418.95 Td (lines ) Tj ET Q q 0 0 0 rg BT 348.50 418.95 Td (of ) Tj ET Q q 0 0 0 rg BT 358.35 418.95 Td (business ) Tj ET Q q 0 0 0 rg BT 391.20 418.95 Td (that ) Tj ET Q q 0 0 0 rg BT 407.04 418.95 Td (are ) Tj ET Q q 0 0 0 rg BT 420.38 418.95 Td (in ) Tj ET Q q 0 0 0 rg BT 429.73 418.95 Td (run-of) Tj ET Q q 0 0 0 rg BT 452.06 418.95 Td (f. ) Tj ET Q q 0 0 0 rg BT 459.65 418.95 Td ( ) Tj ET Q q 0 0 0 rg BT 462.00 418.95 Td (Net ) Tj ET Q q 0 0 0 rg BT 477.35 418.95 Td (earned ) Tj ET Q q 0 0 0 rg BT 503.68 418.95 Td (premiums ) Tj ET Q q 0 0 0 rg BT 542.02 418.95 Td (relate ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 408.15 Td (primarily ) Tj ET Q q 0 0 0 rg BT 85.74 408.15 Td (to ) Tj ET Q q 0 0 0 rg BT 94.99 408.15 Td (the ) Tj ET Q q 0 0 0 rg BT 108.24 408.15 Td (individual ) Tj ET Q q 0 0 0 rg BT 146.98 408.15 Td (and ) Tj ET Q q 0 0 0 rg BT 162.23 408.15 Td (group ) Tj ET Q q 0 0 0 rg BT 185.47 408.15 Td (long ) Tj ET Q q 0 0 0 rg BT 203.73 408.15 Td (term ) Tj ET Q q 0 0 0 rg BT 222.47 408.15 Td (care ) Tj ET Q q 0 0 0 rg BT 239.70 408.15 Td (businesses.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 391.35 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 92.57 391.35 Td (& ) Tj ET Q q 0 0 0 rg BT 102.65 391.35 Td (Other) Tj ET Q q 0 0 0 rg BT 125.48 391.35 Td ( ) Tj ET Q q 0 0 0 rg BT 128.06 391.35 Td (Non-Cor) Tj ET Q q 0 0 0 rg BT 161.90 391.35 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.89 391.35 Td ( ) Tj ET Q q 0 0 0 rg BT 168.48 391.35 Td (primarily ) Tj ET Q q 0 0 0 rg BT 204.55 391.35 Td (includes ) Tj ET Q q 0 0 0 rg BT 237.13 391.35 Td (certain ) Tj ET Q q 0 0 0 rg BT 264.19 391.35 Td (corporate ) Tj ET Q q 0 0 0 rg BT 300.76 391.35 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 338.08 391.35 Td (including ) Tj ET Q q 0 0 0 rg BT 374.66 391.35 Td (interest ) Tj ET Q q 0 0 0 rg BT 403.73 391.35 Td (on ) Tj ET Q q 0 0 0 rg BT 415.32 391.35 Td (corporate ) Tj ET Q q 0 0 0 rg BT 451.88 391.35 Td (debt, ) Tj ET Q q 0 0 0 rg BT 472.21 391.35 Td (and ) Tj ET Q q 0 0 0 rg BT 487.79 391.35 Td (the ) Tj ET Q q 0 0 0 rg BT 501.37 391.35 Td (results ) Tj ET Q q 0 0 0 rg BT 527.45 391.35 Td (of ) Tj ET Q q 0 0 0 rg BT 537.53 391.35 Td (certain ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 380.55 Td (property ) Tj ET Q q 0 0 0 rg BT 82.74 380.55 Td (and ) Tj ET Q q 0 0 0 rg BT 97.98 380.55 Td (casualty ) Tj ET Q q 0 0 0 rg BT 129.72 380.55 Td (business ) Tj ET Q q 0 0 0 rg BT 162.47 380.55 Td (in ) Tj ET Q q 0 0 0 rg BT 171.72 380.55 Td (run-of) Tj ET Q q 0 0 0 rg BT 194.05 380.55 Td (f, ) Tj ET Q q 0 0 0 rg BT 201.55 380.55 Td (including ) Tj ET Q q 0 0 0 rg BT 237.80 380.55 Td (CNA) Tj ET Q q 0 0 0 rg BT 256.30 380.55 Td ( ) Tj ET Q q 0 0 0 rg BT 258.55 380.55 Td (Re ) Tj ET Q q 0 0 0 rg BT 270.80 380.55 Td (and ) Tj ET Q q 0 0 0 rg BT 286.04 380.55 Td (asbestos ) Tj ET Q q 0 0 0 rg BT 318.29 380.55 Td (and ) Tj ET Q q 0 0 0 rg BT 333.54 380.55 Td (environmental ) Tj ET Q q 0 0 0 rg BT 387.77 380.55 Td (pollution.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 363.75 Td (Financial ) Tj ET Q q 0 0 0 rg BT 88.25 363.75 Td (Measur) Tj ET Q q 0 0 0 rg BT 117.58 363.75 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 346.95 Td (In ) Tj ET Q q 0 0 0 rg BT 59.12 346.95 Td (the ) Tj ET Q q 0 0 0 rg BT 71.75 346.95 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 110.86 346.95 Td (of ) Tj ET Q q 0 0 0 rg BT 119.98 346.95 Td (the ) Tj ET Q q 0 0 0 rg BT 132.60 346.95 Td (results ) Tj ET Q q 0 0 0 rg BT 157.73 346.95 Td (of ) Tj ET Q q 0 0 0 rg BT 166.85 346.95 Td (CNA) Tj ET Q q 0 0 0 rg BT 185.36 346.95 Td ( ) Tj ET Q q 0 0 0 rg BT 186.99 346.95 Td (Specialty) Tj ET Q q 0 0 0 rg BT 219.89 346.95 Td (, ) Tj ET Q q 0 0 0 rg BT 223.77 346.95 Td (CNA) Tj ET Q q 0 0 0 rg BT 242.27 346.95 Td ( ) Tj ET Q q 0 0 0 rg BT 243.90 346.95 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 290.01 346.95 Td (and ) Tj ET Q q 0 0 0 rg BT 304.64 346.95 Td (Hardy) Tj ET Q q 0 0 0 rg BT 326.54 346.95 Td (, ) Tj ET Q q 0 0 0 rg BT 330.42 346.95 Td (management ) Tj ET Q q 0 0 0 rg BT 378.03 346.95 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 405.65 346.95 Td (the ) Tj ET Q q 0 0 0 rg BT 418.27 346.95 Td (loss ) Tj ET Q q 0 0 0 rg BT 433.90 346.95 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 454.27 346.95 Td (the ) Tj ET Q q 0 0 0 rg BT 466.89 346.95 Td (expense ) Tj ET Q q 0 0 0 rg BT 497.51 346.95 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 517.88 346.95 Td (the ) Tj ET Q q 0 0 0 rg BT 530.50 346.95 Td (dividend ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 336.15 Td (ratio ) Tj ET Q q 0 0 0 rg BT 69.16 336.15 Td (and ) Tj ET Q q 0 0 0 rg BT 84.82 336.15 Td (the ) Tj ET Q q 0 0 0 rg BT 98.48 336.15 Td (combined ) Tj ET Q q 0 0 0 rg BT 136.64 336.15 Td (ratio. ) Tj ET Q q 0 0 0 rg BT 158.05 336.15 Td ( ) Tj ET Q q 0 0 0 rg BT 160.52 336.15 Td (These ) Tj ET Q q 0 0 0 rg BT 184.68 336.15 Td (ratios ) Tj ET Q q 0 0 0 rg BT 207.34 336.15 Td (are ) Tj ET Q q 0 0 0 rg BT 220.99 336.15 Td (calculated ) Tj ET Q q 0 0 0 rg BT 260.13 336.15 Td (using ) Tj ET Q q 0 0 0 rg BT 282.30 336.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 316.45 336.15 Td (results ) Tj ET Q q 0 0 0 rg BT 342.62 336.15 Td (prepared ) Tj ET Q q 0 0 0 rg BT 376.76 336.15 Td (in ) Tj ET Q q 0 0 0 rg BT 386.43 336.15 Td (accordance ) Tj ET Q q 0 0 0 rg BT 429.56 336.15 Td (with ) Tj ET Q q 0 0 0 rg BT 448.23 336.15 Td (accounting ) Tj ET Q q 0 0 0 rg BT 490.38 336.15 Td (principles ) Tj ET Q q 0 0 0 rg BT 528.53 336.15 Td (generally ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 325.35 Td (accepted ) Tj ET Q q 0 0 0 rg BT 83.73 325.35 Td (in ) Tj ET Q q 0 0 0 rg BT 92.98 325.35 Td (the ) Tj ET Q q 0 0 0 rg BT 106.23 325.35 Td (United ) Tj ET Q q 0 0 0 rg BT 132.98 325.35 Td (States ) Tj ET Q q 0 0 0 rg BT 156.73 325.35 Td (of ) Tj ET Q q 0 0 0 rg BT 165.98 325.35 Td (America ) Tj ET Q q 0 0 0 rg BT 199.22 325.35 Td (\(GAAP\). ) Tj ET Q q 0 0 0 rg BT 234.22 325.35 Td ( ) Tj ET Q q 0 0 0 rg BT 236.31 325.35 Td (The ) Tj ET Q q 0 0 0 rg BT 252.55 325.35 Td (loss ) Tj ET Q q 0 0 0 rg BT 268.81 325.35 Td (ratio ) Tj ET Q q 0 0 0 rg BT 287.56 325.35 Td (is ) Tj ET Q q 0 0 0 rg BT 295.82 325.35 Td (the ) Tj ET Q q 0 0 0 rg BT 309.06 325.35 Td (percentage ) Tj ET Q q 0 0 0 rg BT 350.29 325.35 Td (of ) Tj ET Q q 0 0 0 rg BT 360.04 325.35 Td (net ) Tj ET Q q 0 0 0 rg BT 373.29 325.35 Td (incurred ) Tj ET Q q 0 0 0 rg BT 405.52 325.35 Td (claim ) Tj ET Q q 0 0 0 rg BT 427.77 325.35 Td (and ) Tj ET Q q 0 0 0 rg BT 443.02 325.35 Td (claim ) Tj ET Q q 0 0 0 rg BT 465.26 325.35 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 507.01 325.35 Td (expenses ) Tj ET Q q 0 0 0 rg BT 541.75 325.35 Td (to ) Tj ET Q q 0 0 0 rg BT 551.00 325.35 Td (net ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 314.55 Td (earned ) Tj ET Q q 0 0 0 rg BT 75.60 314.55 Td (premiums. ) Tj ET Q q 0 0 0 rg BT 115.47 314.55 Td ( ) Tj ET Q q 0 0 0 rg BT 116.97 314.55 Td (The ) Tj ET Q q 0 0 0 rg BT 132.59 314.55 Td (expense ) Tj ET Q q 0 0 0 rg BT 163.20 314.55 Td (ratio ) Tj ET Q q 0 0 0 rg BT 181.31 314.55 Td (is ) Tj ET Q q 0 0 0 rg BT 188.93 314.55 Td (the ) Tj ET Q q 0 0 0 rg BT 201.55 314.55 Td (percentage ) Tj ET Q q 0 0 0 rg BT 242.14 314.55 Td (of ) Tj ET Q q 0 0 0 rg BT 251.26 314.55 Td (insurance ) Tj ET Q q 0 0 0 rg BT 287.37 314.55 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 335.48 314.55 Td (and ) Tj ET Q q 0 0 0 rg BT 350.10 314.55 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 391.21 314.55 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 427.57 314.55 Td (including ) Tj ET Q q 0 0 0 rg BT 463.19 314.55 Td (the ) Tj ET Q q 0 0 0 rg BT 475.81 314.55 Td (amortization ) Tj ET Q q 0 0 0 rg BT 522.91 314.55 Td (of ) Tj ET Q q 0 0 0 rg BT 532.03 314.55 Td (deferred ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 303.75 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 92.21 303.75 Td (costs, ) Tj ET Q q 0 0 0 rg BT 115.17 303.75 Td (to ) Tj ET Q q 0 0 0 rg BT 124.88 303.75 Td (net ) Tj ET Q q 0 0 0 rg BT 138.58 303.75 Td (earned ) Tj ET Q q 0 0 0 rg BT 165.28 303.75 Td (premiums. ) Tj ET Q q 0 0 0 rg BT 206.23 303.75 Td ( ) Tj ET Q q 0 0 0 rg BT 208.75 303.75 Td (The ) Tj ET Q q 0 0 0 rg BT 225.45 303.75 Td (dividend ) Tj ET Q q 0 0 0 rg BT 259.66 303.75 Td (ratio ) Tj ET Q q 0 0 0 rg BT 278.86 303.75 Td (is ) Tj ET Q q 0 0 0 rg BT 287.58 303.75 Td (the ) Tj ET Q q 0 0 0 rg BT 301.29 303.75 Td (ratio ) Tj ET Q q 0 0 0 rg BT 320.49 303.75 Td (of ) Tj ET Q q 0 0 0 rg BT 330.70 303.75 Td (policyholders' ) Tj ET Q q 0 0 0 rg BT 384.02 303.75 Td (dividends ) Tj ET Q q 0 0 0 rg BT 421.73 303.75 Td (incurred ) Tj ET Q q 0 0 0 rg BT 454.43 303.75 Td (to ) Tj ET Q q 0 0 0 rg BT 464.14 303.75 Td (net ) Tj ET Q q 0 0 0 rg BT 477.84 303.75 Td (earned ) Tj ET Q q 0 0 0 rg BT 504.54 303.75 Td (premiums. ) Tj ET Q q 0 0 0 rg BT 545.49 303.75 Td ( ) Tj ET Q q 0 0 0 rg BT 548.01 303.75 Td (The ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 292.95 Td (combined ) Tj ET Q q 0 0 0 rg BT 87.74 292.95 Td (ratio ) Tj ET Q q 0 0 0 rg BT 106.48 292.95 Td (is ) Tj ET Q q 0 0 0 rg BT 114.74 292.95 Td (the ) Tj ET Q q 0 0 0 rg BT 127.98 292.95 Td (sum ) Tj ET Q q 0 0 0 rg BT 145.23 292.95 Td (of ) Tj ET Q q 0 0 0 rg BT 154.98 292.95 Td (the ) Tj ET Q q 0 0 0 rg BT 168.23 292.95 Td (loss, ) Tj ET Q q 0 0 0 rg BT 186.73 292.95 Td (expense ) Tj ET Q q 0 0 0 rg BT 217.97 292.95 Td (and ) Tj ET Q q 0 0 0 rg BT 233.21 292.95 Td (dividend ) Tj ET Q q 0 0 0 rg BT 266.96 292.95 Td (ratios.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 276.15 Td (This ) Tj ET Q q 0 0 0 rg BT 68.45 276.15 Td (press ) Tj ET Q q 0 0 0 rg BT 89.40 276.15 Td (release ) Tj ET Q q 0 0 0 rg BT 116.83 276.15 Td (may ) Tj ET Q q 0 0 0 rg BT 134.78 276.15 Td (also ) Tj ET Q q 0 0 0 rg BT 151.72 276.15 Td (reference ) Tj ET Q q 0 0 0 rg BT 187.64 276.15 Td (or ) Tj ET Q q 0 0 0 rg BT 197.59 276.15 Td (contain ) Tj ET Q q 0 0 0 rg BT 226.53 276.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 260.46 276.15 Td (measures ) Tj ET Q q 0 0 0 rg BT 296.40 276.15 Td (that ) Tj ET Q q 0 0 0 rg BT 312.35 276.15 Td (are ) Tj ET Q q 0 0 0 rg BT 325.78 276.15 Td (not ) Tj ET Q q 0 0 0 rg BT 339.74 276.15 Td (in ) Tj ET Q q 0 0 0 rg BT 349.19 276.15 Td (accordance ) Tj ET Q q 0 0 0 rg BT 392.10 276.15 Td (with ) Tj ET Q q 0 0 0 rg BT 410.56 276.15 Td (GAAP) Tj ET Q q 0 0 0 rg BT 434.06 276.15 Td (. ) Tj ET Q q 0 0 0 rg BT 441.01 276.15 Td (For ) Tj ET Q q 0 0 0 rg BT 455.97 276.15 Td (reconciliations ) Tj ET Q q 0 0 0 rg BT 511.40 276.15 Td (of ) Tj ET Q q 0 0 0 rg BT 521.35 276.15 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 562.01 276.15 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 265.35 Td (measures ) Tj ET Q q 0 0 0 rg BT 85.08 265.35 Td (to ) Tj ET Q q 0 0 0 rg BT 93.68 265.35 Td (the ) Tj ET Q q 0 0 0 rg BT 106.27 265.35 Td (most ) Tj ET Q q 0 0 0 rg BT 125.37 265.35 Td (comparable ) Tj ET Q q 0 0 0 rg BT 168.94 265.35 Td (GAAP) Tj ET Q q 0 0 0 rg BT 193.11 265.35 Td ( ) Tj ET Q q 0 0 0 rg BT 194.71 265.35 Td (measures, ) Tj ET Q q 0 0 0 rg BT 232.04 265.35 Td (please ) Tj ET Q q 0 0 0 rg BT 256.12 265.35 Td (refer ) Tj ET Q q 0 0 0 rg BT 274.70 265.35 Td (herein ) Tj ET Q q 0 0 0 rg BT 298.78 265.35 Td (and/or ) Tj ET Q q 0 0 0 rg BT 323.37 265.35 Td (to ) Tj ET Q q 0 0 0 rg BT 331.97 265.35 Td (CNA's ) Tj ET Q q 0 0 0 rg BT 357.69 265.35 Td (most ) Tj ET Q q 0 0 0 rg BT 376.79 265.35 Td (recent ) Tj ET Q q 0 0 0 rg BT 400.37 265.35 Td (10-K ) Tj ET Q q 0 0 0 rg BT 420.46 265.35 Td (on ) Tj ET Q q 0 0 0 rg BT 431.06 265.35 Td (file ) Tj ET Q q 0 0 0 rg BT 444.65 265.35 Td (with ) Tj ET Q q 0 0 0 rg BT 462.24 265.35 Td (the ) Tj ET Q q 0 0 0 rg BT 474.83 265.35 Td (Securities ) Tj ET Q q 0 0 0 rg BT 511.92 265.35 Td (and ) Tj ET Q q 0 0 0 rg BT 526.51 265.35 Td (Exchange ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 254.55 Td (Commission, ) Tj ET Q q 0 0 0 rg BT 100.01 254.55 Td (as ) Tj ET Q q 0 0 0 rg BT 109.76 254.55 Td (well ) Tj ET Q q 0 0 0 rg BT 127.50 254.55 Td (as ) Tj ET Q q 0 0 0 rg BT 137.25 254.55 Td (the ) Tj ET Q q 0 0 0 rg BT 150.49 254.55 Td (financial ) Tj ET Q q 0 0 0 rg BT 184.23 254.55 Td (supplement, ) Tj ET Q q 0 0 0 rg BT 230.22 254.55 Td (available ) Tj ET Q q 0 0 0 rg BT 264.95 254.55 Td (at ) Tj ET Q BT /F2 9.00 Tf ET 0 0 0 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 273.69482421875 253.35029296874995 m 325.09326171875 253.35029296874995 l s q 0 0 0 rg BT 273.69 254.55 Td (www) Tj ET Q q 0 0 0 rg BT 292.61 254.55 Td (.cna.com) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.09 254.55 Td (.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 50.00 237.75 Td (Forward-Looking ) Tj ET Q q 0 0 0 rg BT 121.25 237.75 Td (Statement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 220.95 Td (This ) Tj ET Q q 0 0 0 rg BT 69.10 220.95 Td (press ) Tj ET Q q 0 0 0 rg BT 90.70 220.95 Td (release ) Tj ET Q q 0 0 0 rg BT 118.77 220.95 Td (may ) Tj ET Q q 0 0 0 rg BT 137.37 220.95 Td (include ) Tj ET Q q 0 0 0 rg BT 166.96 220.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 208.05 220.95 Td (which ) Tj ET Q q 0 0 0 rg BT 233.14 220.95 Td (relate ) Tj ET Q q 0 0 0 rg BT 256.22 220.95 Td (to ) Tj ET Q q 0 0 0 rg BT 266.32 220.95 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 308.90 220.95 Td (future ) Tj ET Q q 0 0 0 rg BT 333.49 220.95 Td (events ) Tj ET Q q 0 0 0 rg BT 359.58 220.95 Td (\(forward-looking ) Tj ET Q q 0 0 0 rg BT 424.66 220.95 Td (statements\) ) Tj ET Q q 0 0 0 rg BT 468.75 220.95 Td (rather ) Tj ET Q q 0 0 0 rg BT 492.83 220.95 Td (than ) Tj ET Q q 0 0 0 rg BT 511.42 220.95 Td (actual ) Tj ET Q q 0 0 0 rg BT 536.01 220.95 Td (present ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 210.15 Td (conditions ) Tj ET Q q 0 0 0 rg BT 90.09 210.15 Td (or ) Tj ET Q q 0 0 0 rg BT 100.19 210.15 Td (historical ) Tj ET Q q 0 0 0 rg BT 136.27 210.15 Td (events. ) Tj ET Q q 0 0 0 rg BT 166.18 210.15 Td (These ) Tj ET Q q 0 0 0 rg BT 190.26 210.15 Td (statements ) Tj ET Q q 0 0 0 rg BT 230.85 210.15 Td (are ) Tj ET Q q 0 0 0 rg BT 244.43 210.15 Td (made ) Tj ET Q q 0 0 0 rg BT 266.52 210.15 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 300.11 210.15 Td (to ) Tj ET Q q 0 0 0 rg BT 309.70 210.15 Td (the ) Tj ET Q q 0 0 0 rg BT 323.30 210.15 Td (safe ) Tj ET Q q 0 0 0 rg BT 340.38 210.15 Td (harbor ) Tj ET Q q 0 0 0 rg BT 366.47 210.15 Td (provisions ) Tj ET Q q 0 0 0 rg BT 406.56 210.15 Td (of ) Tj ET Q q 0 0 0 rg BT 416.66 210.15 Td (the ) Tj ET Q q 0 0 0 rg BT 430.25 210.15 Td (Private ) Tj ET Q q 0 0 0 rg BT 458.34 210.15 Td (Securities ) Tj ET Q q 0 0 0 rg BT 496.42 210.15 Td (Litigation ) Tj ET Q q 0 0 0 rg BT 534.52 210.15 Td (Reform ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 199.35 Td (Act ) Tj ET Q q 0 0 0 rg BT 64.95 199.35 Td (of ) Tj ET Q q 0 0 0 rg BT 74.40 199.35 Td (1995 ) Tj ET Q q 0 0 0 rg BT 94.35 199.35 Td (and ) Tj ET Q q 0 0 0 rg BT 109.29 199.35 Td (generally ) Tj ET Q q 0 0 0 rg BT 144.73 199.35 Td (include ) Tj ET Q q 0 0 0 rg BT 173.17 199.35 Td (words ) Tj ET Q q 0 0 0 rg BT 197.12 199.35 Td (such ) Tj ET Q q 0 0 0 rg BT 215.57 199.35 Td (as ) Tj ET Q q 0 0 0 rg BT 225.02 199.35 Td (believes, ) Tj ET Q q 0 0 0 rg BT 266.70 199.35 Td (expects, ) Tj ET Q q 0 0 0 rg BT 305.88 199.35 Td (intends, ) Tj ET Q q 0 0 0 rg BT 344.07 199.35 Td (anticipates, ) Tj ET Q q 0 0 0 rg BT 394.74 199.35 Td (estimates ) Tj ET Q q 0 0 0 rg BT 438.17 199.35 Td (and ) Tj ET Q q 0 0 0 rg BT 453.12 199.35 Td (similar ) Tj ET Q q 0 0 0 rg BT 480.07 199.35 Td (expressions. ) Tj ET Q q 0 0 0 rg BT 528.52 199.35 Td (Forward-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 188.55 Td (looking ) Tj ET Q q 0 0 0 rg BT 79.63 188.55 Td (statements, ) Tj ET Q q 0 0 0 rg BT 122.00 188.55 Td (by ) Tj ET Q q 0 0 0 rg BT 133.13 188.55 Td (their ) Tj ET Q q 0 0 0 rg BT 151.75 188.55 Td (nature, ) Tj ET Q q 0 0 0 rg BT 178.62 188.55 Td (are ) Tj ET Q q 0 0 0 rg BT 191.73 188.55 Td (subject ) Tj ET Q q 0 0 0 rg BT 219.36 188.55 Td (to ) Tj ET Q q 0 0 0 rg BT 228.49 188.55 Td (a ) Tj ET Q q 0 0 0 rg BT 234.61 188.55 Td (variety ) Tj ET Q q 0 0 0 rg BT 261.73 188.55 Td (of ) Tj ET Q q 0 0 0 rg BT 271.35 188.55 Td (inherent ) Tj ET Q q 0 0 0 rg BT 302.97 188.55 Td (risks ) Tj ET Q q 0 0 0 rg BT 322.10 188.55 Td (and ) Tj ET Q q 0 0 0 rg BT 337.23 188.55 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 385.33 188.55 Td (that ) Tj ET Q q 0 0 0 rg BT 400.96 188.55 Td (could ) Tj ET Q q 0 0 0 rg BT 423.08 188.55 Td (cause ) Tj ET Q q 0 0 0 rg BT 445.20 188.55 Td (actual ) Tj ET Q q 0 0 0 rg BT 468.81 188.55 Td (results ) Tj ET Q q 0 0 0 rg BT 494.44 188.55 Td (to ) Tj ET Q q 0 0 0 rg BT 503.57 188.55 Td (dif) Tj ET Q q 0 0 0 rg BT 513.41 188.55 Td (fer ) Tj ET Q q 0 0 0 rg BT 525.52 188.55 Td (materially ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 177.75 Td (from ) Tj ET Q q 0 0 0 rg BT 70.17 177.75 Td (the ) Tj ET Q q 0 0 0 rg BT 83.84 177.75 Td (results ) Tj ET Q q 0 0 0 rg BT 110.02 177.75 Td (projected. ) Tj ET Q q 0 0 0 rg BT 150.68 177.75 Td (Many ) Tj ET Q q 0 0 0 rg BT 174.35 177.75 Td (of ) Tj ET Q q 0 0 0 rg BT 184.53 177.75 Td (these ) Tj ET Q q 0 0 0 rg BT 205.70 177.75 Td (risks ) Tj ET Q q 0 0 0 rg BT 225.38 177.75 Td (and ) Tj ET Q q 0 0 0 rg BT 241.05 177.75 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 289.71 177.75 Td (cannot ) Tj ET Q q 0 0 0 rg BT 316.37 177.75 Td (be ) Tj ET Q q 0 0 0 rg BT 327.54 177.75 Td (controlled ) Tj ET Q q 0 0 0 rg BT 366.71 177.75 Td (by ) Tj ET Q q 0 0 0 rg BT 378.39 177.75 Td (CNA. ) Tj ET Q q 0 0 0 rg BT 402.32 177.75 Td (For ) Tj ET Q q 0 0 0 rg BT 417.50 177.75 Td (a ) Tj ET Q q 0 0 0 rg BT 424.17 177.75 Td (detailed ) Tj ET Q q 0 0 0 rg BT 455.33 177.75 Td (description ) Tj ET Q q 0 0 0 rg BT 498.00 177.75 Td (of ) Tj ET Q q 0 0 0 rg BT 508.17 177.75 Td (these ) Tj ET Q q 0 0 0 rg BT 529.34 177.75 Td (risks ) Tj ET Q q 0 0 0 rg BT 549.02 177.75 Td (and ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 166.95 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 99.56 166.95 Td (af) Tj ET Q q 0 0 0 rg BT 106.38 166.95 Td (fecting ) Tj ET Q q 0 0 0 rg BT 134.95 166.95 Td (CNA, ) Tj ET Q q 0 0 0 rg BT 159.78 166.95 Td (please ) Tj ET Q q 0 0 0 rg BT 185.84 166.95 Td (refer ) Tj ET Q q 0 0 0 rg BT 206.39 166.95 Td (to ) Tj ET Q q 0 0 0 rg BT 216.97 166.95 Td (CNA's ) Tj ET Q q 0 0 0 rg BT 244.67 166.95 Td (most ) Tj ET Q q 0 0 0 rg BT 265.75 166.95 Td (recent ) Tj ET Q q 0 0 0 rg BT 291.31 166.95 Td (10-K ) Tj ET Q q 0 0 0 rg BT 313.38 166.95 Td (on ) Tj ET Q q 0 0 0 rg BT 325.96 166.95 Td (file ) Tj ET Q q 0 0 0 rg BT 341.52 166.95 Td (with ) Tj ET Q q 0 0 0 rg BT 361.10 166.95 Td (the ) Tj ET Q q 0 0 0 rg BT 375.67 166.95 Td (Securities ) Tj ET Q q 0 0 0 rg BT 414.74 166.95 Td (and ) Tj ET Q q 0 0 0 rg BT 431.31 166.95 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 470.36 166.95 Td (Commission ) Tj ET Q q 0 0 0 rg BT 519.45 166.95 Td (available ) Tj ET Q q 0 0 0 rg BT 555.51 166.95 Td (at ) Tj ET Q BT /F2 9.00 Tf ET 0 0 0 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 50 154.95029296874998 m 101.3984375 154.95029296874998 l s q 0 0 0 rg BT 50.00 156.15 Td (www) Tj ET Q q 0 0 0 rg BT 68.91 156.15 Td (.cna.com) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 101.40 156.15 Td (.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 139.35 Td (Any ) Tj ET Q q 0 0 0 rg BT 67.88 139.35 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 129.25 139.35 Td (statements ) Tj ET Q q 0 0 0 rg BT 169.63 139.35 Td (made ) Tj ET Q q 0 0 0 rg BT 191.50 139.35 Td (in ) Tj ET Q q 0 0 0 rg BT 200.89 139.35 Td (this ) Tj ET Q q 0 0 0 rg BT 216.28 139.35 Td (press ) Tj ET Q q 0 0 0 rg BT 237.16 139.35 Td (release ) Tj ET Q q 0 0 0 rg BT 264.52 139.35 Td (are ) Tj ET Q q 0 0 0 rg BT 277.90 139.35 Td (made ) Tj ET Q q 0 0 0 rg BT 299.77 139.35 Td (by ) Tj ET Q q 0 0 0 rg BT 311.16 139.35 Td (CNA) Tj ET Q q 0 0 0 rg BT 329.66 139.35 Td ( ) Tj ET Q q 0 0 0 rg BT 332.05 139.35 Td (as ) Tj ET Q q 0 0 0 rg BT 341.93 139.35 Td (of ) Tj ET Q q 0 0 0 rg BT 351.81 139.35 Td (the ) Tj ET Q q 0 0 0 rg BT 365.19 139.35 Td (date ) Tj ET Q q 0 0 0 rg BT 382.57 139.35 Td (of ) Tj ET Q q 0 0 0 rg BT 392.45 139.35 Td (this ) Tj ET Q q 0 0 0 rg BT 407.84 139.35 Td (press ) Tj ET Q q 0 0 0 rg BT 428.72 139.35 Td (release. ) Tj ET Q q 0 0 0 rg BT 460.58 139.35 Td (Further) Tj ET Q q 0 0 0 rg BT 486.72 139.35 Td (, ) Tj ET Q q 0 0 0 rg BT 491.35 139.35 Td (CNA) Tj ET Q q 0 0 0 rg BT 509.86 139.35 Td ( ) Tj ET Q q 0 0 0 rg BT 512.24 139.35 Td (does ) Tj ET Q q 0 0 0 rg BT 531.13 139.35 Td (not ) Tj ET Q q 0 0 0 rg BT 545.01 139.35 Td (have ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 128.55 Td (any ) Tj ET Q q 0 0 0 rg BT 64.59 128.55 Td (obligation ) Tj ET Q q 0 0 0 rg BT 102.69 128.55 Td (to ) Tj ET Q q 0 0 0 rg BT 111.28 128.55 Td (update ) Tj ET Q q 0 0 0 rg BT 136.87 128.55 Td (or ) Tj ET Q q 0 0 0 rg BT 145.97 128.55 Td (revise ) Tj ET Q q 0 0 0 rg BT 169.05 128.55 Td (any ) Tj ET Q q 0 0 0 rg BT 183.65 128.55 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 244.23 128.55 Td (statement ) Tj ET Q q 0 0 0 rg BT 280.31 128.55 Td (contained ) Tj ET Q q 0 0 0 rg BT 316.90 128.55 Td (in ) Tj ET Q q 0 0 0 rg BT 325.49 128.55 Td (this ) Tj ET Q q 0 0 0 rg BT 340.09 128.55 Td (press ) Tj ET Q q 0 0 0 rg BT 360.19 128.55 Td (release, ) Tj ET Q q 0 0 0 rg BT 389.02 128.55 Td (even ) Tj ET Q q 0 0 0 rg BT 407.60 128.55 Td (if ) Tj ET Q q 0 0 0 rg BT 414.70 128.55 Td (CNA's ) Tj ET Q q 0 0 0 rg BT 440.42 128.55 Td (expectations ) Tj ET Q q 0 0 0 rg BT 487.00 128.55 Td (or ) Tj ET Q q 0 0 0 rg BT 496.10 128.55 Td (any ) Tj ET Q q 0 0 0 rg BT 510.69 128.55 Td (related ) Tj ET Q q 0 0 0 rg BT 536.77 128.55 Td (events, ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 50.00 117.75 Td (conditions ) Tj ET Q q 0 0 0 rg BT 89.75 117.75 Td (or ) Tj ET Q q 0 0 0 rg BT 99.50 117.75 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 152.72 117.75 Td (change.) 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